Chisago City Collection Lawyer, Minnesota

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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ryan Dale Peterson

✓ VERIFIED

Credit & Debt, Collection, Landlord-Tenant, Identity Theft

Ryan Peterson is a former debt collection attorney turned consumer rights expert and advocate. After graduating from William Mitchell law school in 20... (more)

CONTACT

612-367-6568

5201 Eden Avenue, Edina, MN 55436

Paul E. Overson

Estate Planning, Corporate, Business Organization, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

8681 Eagle Point Blvd, Lake Elmo, MN 55042

Craig A.B. Freeman

Collection, Construction, Construction Liens

Status: In Good Standing

CONTACT

6900 Wedgwood Road, Osseo, MN 55311

Andrew Brian Kalis

Estate Planning, Workers' Compensation, Family Law, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

8401 Wayzata Boulevard, Minneapolis, MN 55426

Timothy A. Quarberg

Banking & Finance, Corporate, Business Organization, Collection

Status: In Good Standing Licensed: 31 Years

CONTACT

363 5Th Avenue North, Bayport, MN 55003

Robert E McGarry

Corporate, Business Organization, Business Successions, Collection

Status: Inactive Licensed: 69 Years

CONTACT

1076 W County Rd, Saint Paul, MN 55113

Rebecca Heltzer

Construction, Real Estate, Corporate, Collection

Status: In Good Standing

CONTACT

413 Wacouta Street, Saint Paul, MN 55101

Kevin K. Shoeberg

Corporate, Contract, Business Organization, Collection, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

1805 Woodlane Dr, Saint Paul, MN 55125

Daniel Witt Fram

Litigation, Collection, Business, Public Finance

Status: In Good Standing

CONTACT

55 East Fifth Street, Saint Paul, MN 55101

Steven H. Bruns

Litigation, Collection, Real Estate

Status: In Good Standing

CONTACT

55 East Fifth Street, Saint Paul, MN 55101

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

COLLATERAL

Property that guarantees payment of a secured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Chisago City Collection Lawyer, Minnesota

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Ryan Dale Peterson

Paul E. Overson

Craig A.B. Freeman

Andrew Brian Kalis

Timothy A. Quarberg

Robert E McGarry

Rebecca Heltzer

Kevin K. Shoeberg

Daniel Witt Fram

Steven H. Bruns

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LEGAL TERMS

CURRENT MONTHLY INCOME

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

REDEMPTION

INTEREST

COLLATERAL

SECRET WARRANTY PROGRAM

LOSS DAMAGE WAIVER (LDW)

PRIORITY DEBT

ADMINISTRATIVE EXPENSES

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