Chula Vista Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Maria J. Nu ez

Animal Bite, Criminal, Bankruptcy, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

1350 Columbia Street, San Diego, CA 92101

Kerry Denton

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

FREE CONSULTATION

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231 4th Ave, Chula Vista, CA 91910

Douglas Alan Schwaebe

Child Custody, Consumer Protection, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

2719 Granada Ave, San Diego, CA 92104

Richard Phillip Miller

Traffic, Immigration, Criminal, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

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San Diego, CA 92169

Jamie Lyn Handrick

Landlord-Tenant, Real Estate, Contract, Collection

Status: In Good Standing Licensed: 23 Years

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8220 University Ave, La Mesa, CA 91942

Frederick Claire Phillips

Construction, Litigation, Contract, Business, Collection

Status: In Good Standing Licensed: 53 Years

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605 C St, San Diego, CA 92101

Kerry Todd Curry

Real Estate, Industry Specialties, Business, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

185 West F Street, San Diego, CA 92101

Todd Albert Warshof

Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

4003 Wabash Ave, San Diego, CA 92104

Daniel Ernest Marshall

Real Estate, Litigation, Lawsuit & Dispute, Collection

Status: In Good Standing

CONTACT

3180 University Ave, San Diego, CA 92104

Daniel Ray Gamez

Landlord-Tenant, Consumer Rights, Credit & Debt, Consumer Bankruptcy, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

501 W Broadway, San Diego, CA 92101

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

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Chula Vista Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Maria J. Nu ez

Kerry Denton

Douglas Alan Schwaebe

Richard Phillip Miller

Jamie Lyn Handrick

Frederick Claire Phillips

Kerry Todd Curry

Todd Albert Warshof

Daniel Ernest Marshall

Daniel Ray Gamez

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LEGAL TERMS

BANKRUPTCY TRUSTEE

CHAPTER 13 BANKRUPTCY

CHAPTER 7 BANKRUPTCY

LIABILITY

401(K) PLAN

WINDING UP

MEETING OF CREDITORS

GUARANTOR

DISCHARGEABLE DEBTS

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