Clare County, MI Collection Lawyers

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J. Todd Trucks Lawyer

J. Todd Trucks

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Accident & Injury, Workers' Compensation, Personal Injury, Social Security
Michigan's Lawyers for the Injured

It is Todd’s nature to work hard for his clients. He has a history of excelling at what is important to him. Law school is an example. Todd graduate... (more)

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989-386-3456

David T. McAndrew

Wills & Probate, Trusts, Estate Planning, Bankruptcy
Status:  In Good Standing           

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Jaynie Smith Hoerauf

Landlord-Tenant, Estate Planning, Elder Law, Licensing
Status:  In Good Standing           

Jayson A. Chizick

Litigation, Workers' Compensation, Employment, Personal Injury
Status:  In Good Standing           Licensed:  23 Years

Michelle Joy Ambrozaitis

Government, Criminal, Federal Appellate Practice
Status:  In Good Standing           Licensed:  23 Years

Tara S. Hovey

Family Law, Elder Law, Contract, Collection
Status:  In Good Standing           

Izak J. Post

Landlord-Tenant, Federal Appellate Practice, Trusts, Family Law, Bankruptcy
Status:  In Good Standing           Licensed:  11 Years

Jeffrey J. Klaus

Commercial Real Estate, Wills, Business & Trade, Business
Status:  In Good Standing           Licensed:  28 Years

Carol Holmes

Entertainment, Health Care Other, Labor Law, Administrative Law
Status:  In Good Standing           Licensed:  41 Years

David T. Mcandrew

Estate Planning, Divorce, Elder Law, Bankruptcy
Status:  In Good Standing           

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)
A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FCBA

See Fair Credit Billing Act.

CCCS

See Consumer Credit Counseling Service.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.