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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Rachel Mira Loebl

Traffic, Medical Products & Devices, White Collar Crime, Collection

Status: In Good Standing Licensed: 13 Years

CONTACT

Huntington Woods, MI 48070

Scott Donovan Skinner

Landlord-Tenant, Estate Planning, Business, Credit & Debt

Status: In Good Standing Licensed: 11 Years

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26711 Woodward Ave, Huntington Woods, MI 48070

Matthew Paul Taunt

Tax, Federal Appellate Practice, Contract, Bankruptcy

Status: In Good Standing Licensed: 18 Years

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700 E Maple Rd, Birmingham, MI 48009

Erika D. Hart

Trusts, Employee Rights, Contract, Collection

Status: In Good Standing Licensed: 20 Years

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700 E Maple Rd, Birmingham, MI 48009

Dean Roy Nelson

Commercial Real Estate, Litigation, Contract, Collection

Status: In Good Standing Licensed: 17 Years

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700 E Maple Rd, Birmingham, MI 48009

Scott S. Yaldo

Divorce, Banking & Finance, Collection, Personal Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

500 S Old Woodward Ave, Birmingham, MI 48009

Mark A. Bank

Family Law, Child Custody, Corporate, Reorganization

Status: In Good Standing

CONTACT

401 South Old Woodward Avenue, Birmingham, MI 48009

Sean M. Walsh

Employee Rights, Native People, Contract, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

370 E Maple Rd, Birmingham, MI 48009

Sean Michael Walsh

Employee Rights, Native People, Contract, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

370 E Maple Rd, Birmingham, MI 48009

Dani K. Liblang

Accident & Injury, Defect and Lemon Law, Bankruptcy & Debt, Workers' Compensation, Products Liability

Status: In Good Standing

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346 Park St, Birmingham, MI 48009

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Clawson Bankruptcy & Debt Lawyer, Michigan, page 5

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Rachel Mira Loebl

Scott Donovan Skinner

Matthew Paul Taunt

Erika D. Hart

Dean Roy Nelson

Scott S. Yaldo

Mark A. Bank

Sean M. Walsh

Sean Michael Walsh

Dani K. Liblang

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LEGAL TERMS

SETOFF

ACCORD AND SATISFACTION

TRADE NAME

REDEMPTION

MEANS TEST

COLLECTION AGENCY

IRS EXPENSES

ADMINISTRATIVE EXPENSES

FAIR CREDIT REPORTING ACT (FCRA)

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