Cocoa Beach Credit & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Eric L. Hostetler

Collection, Credit & Debt, Insurance

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Kimberly Bonder Rezanka

Construction, Business Organization, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

8240 Devereux Drive, Melbourne, FL 32940

Bethanne Cutshall

Education, Family Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

7165 Murrell Rd, Melbourne, FL 32940

Bryan Adam Badeaux

Construction, Litigation, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

1695 Sandpiper St, Merritt Island, FL 32952

Carroll Sanders

Commercial Real Estate, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

7001 N Atlantic Ave, Cape Canaveral, FL 32920

Carroll Sanders

Commercial Real Estate, Real Estate, Credit & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

7001 N Atlantic Ave, Cape Canaveral, FL 32920

Gregory Warren Eisenmenger

Traffic, Criminal, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

5450 Village Dr, Rockledge, FL 32955

Michael William O'Neill

Contract, Credit & Debt, Personal Injury, Employee Rights

Status: In Good Standing

CONTACT

200 Yellow Pl, Rockledge, FL 32955

Michael Anthony Saracco

Workers' Compensation, Elder Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

520 Brevard Ave, Cocoa, FL 32922

Paul F Daley

Bankruptcy & Debt, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

7331 Office Park Place, Melbourne, FL 32940

800-923-0641

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LEGAL TERMS

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Cocoa Beach Credit & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Eric L. Hostetler

Kimberly Bonder Rezanka

Bethanne Cutshall

Bryan Adam Badeaux

Carroll Sanders

Carroll Sanders

Gregory Warren Eisenmenger

Michael William O'Neill

Michael Anthony Saracco

Paul F Daley

TIPS

LEGAL TERMS

WINDING UP

PRIORITY DEBT

NUISANCE FEES

DOING BUSINESS AS (DBA)

SECRET WARRANTY PROGRAM

BULK SALES LAW

FORBEARANCE

LIABILITY

FAIR LABOR STANDARDS ACT (FLSA)

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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