Columbiana County, OH Credit & Debt Lawyers

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Not enough matches for Columbiana Credit & Debt lawyer.
Below are all Columbiana lawyers.

William John Davis

Accident & Injury

Status: In Good Standing Licensed: 52 Years

CONTACT

124 East Fifth Street, East Liverpool, OH 43920

Michael Patrick Davis

Accident & Injury, Criminal, Divorce & Family Law, Business, Estate

Status: In Good Standing Licensed: 14 Years

CONTACT

124 East Fifth Street, East Liverpool, OH 43920

George Anthony Gbur

Bankruptcy & Debt, Divorce & Family Law, Estate, Social Security, Real Estate

Status: In Good Standing Licensed: 36 Years

CONTACT

16687 St Clair Ave, East Liverpool, OH 43920

Nicholas Todd Amato

Estate Planning, Workers' Compensation, Family Law, Medical Malpractice

Status: In Good Standing Licensed: 36 Years

CONTACT

420 Broadway Ave, Wellsville, OH 43968

Vito Joseph Abruzzino

Estate Planning, Family Law, Criminal, Religious Discrimination

Status: In Good Standing Licensed: 17 Years

CONTACT

135 S Market St, Lisbon, OH 44432

Troy David Barnett

Education, Landlord-Tenant, Traffic, Divorce & Family Law

Status: In Good Standing Licensed: 25 Years

CONTACT

409 E 2Nd St, Salem, OH 44460

Lynsey Erin Lyle-Opalenik

Divorce & Family Law, Administrative Law, Litigation, Civil Rights

Status: In Good Standing Licensed: 15 Years

CONTACT

105 S Market St, Lisbon, OH 44432

Vito Joseph Abruzzino

Estate Planning, Family Law, Criminal, Religious Discrimination

Status: In Good Standing Licensed: 17 Years

CONTACT

135 S Market St, Lisbon, OH 44432

Charles Lee Payne

Litigation, Trusts, Employee Rights, Family Law, Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

East Liverpool, OH 43920

Bruce Williams

Wills, Divorce, Criminal, Personal Injury

Status: In Good Standing

CONTACT

1376 E State St, Salem, OH 44460

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FCBA

See Fair Credit Billing Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Columbiana County, OH Credit & Debt Lawyers

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

William John Davis

Michael Patrick Davis

George Anthony Gbur

Nicholas Todd Amato

Vito Joseph Abruzzino

Troy David Barnett

Lynsey Erin Lyle-Opalenik

Vito Joseph Abruzzino

Charles Lee Payne

Bruce Williams

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

LOSS DAMAGE WAIVER (LDW)

LIEN

FCBA

REDEMPTION

PRIORITY DEBT

PRESUMED ABUSE

ABUSE

GRACE PERIOD

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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