Comanche County, OK Credit & Debt Lawyers

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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Scott Ray

Accident & Injury, Lawsuit & Dispute, Car Accident, Wrongful Death

Status: In Good Standing

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702 SW A Ave, Lawton, OK 73501

Ana H Basora

Family Law, Wills & Probate, Wills, Divorce

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527 Sw C Ave, Lawton, OK 73501

Clay Rowe Zelbst

Mass Torts, Litigation, Criminal, Personal Injury

Status: In Good Standing Licensed: 9 Years

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411 Sw 6Th St, Lawton, OK 73501

M. Monty Hightower

Banking & Finance, Bankruptcy, Litigation, Divorce & Family Law, Power of Attorney

Status: In Good Standing

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21 N.W. 44Th Street, Lawton, OK 73505

Brad W. Burgess

Banking & Finance, Real Estate, Federal Trial Practice, Bankruptcy & Debt, Education

Status: In Good Standing

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21 N.W. 44Th Street, Lawton, OK 73505

Jay C. Meyers

Estate, Real Estate, Copyright, Business

Status: In Good Standing

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15 N.W. 44Th Street, Lawton, OK 73505

David Butler

Workers' Compensation, Criminal, Civil Rights, Bad Faith Insurance, Medical Malpractice

Status: In Good Standing

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411 S.W. 6Th Street, Lawton, OK 73502

John P. Zelbst

Mass Torts, Criminal, Products Liability, Personal Injury, Medical Malpractice

Status: In Good Standing

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411 S.W. 6th Street, Lawton, OK 73502

Gene Scott Ray

Accident & Injury, Lawsuit & Dispute, Health Care, Consumer Rights, Insurance

Status: In Good Standing

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702 SW A Ave, Lawton, OK 73501

Ana Basora

Family Law, Real Estate, Immigration, Wills & Probate

Status: In Good Standing Licensed: 25 Years

CONTACT

601 SW C Ave, Lawton, OK 73501

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SAMPLE LEGAL CASES

In re Sales Tax Claim for Refund of Home Depot

... [4] Home Depot stipulated that Monogram Bank of Georgia (Monogram & GE Capital were two of the private label credit card issuers) owned the accounts, and that Monogram included a bad debt deduction under Â§ 166, IRC on its federal tax return. ...

Capital One Bank, NA v. Parsons

... We find attorney fees are recoverable here and reverse the decision of the trial court. Â¶ 2 On December 27, 2005, Capital One Bank (Capital) filed a lawsuit on an open account alleging a credit card debt owed to it by William T. Parsons, III. ...

LITTLE BEAR RESOURCES v. NEMAHA SERVICES

... the origin of 961 its anti-deficiency statute [6] and concluded equity required the same rule (that the judgment debtor be allowed a credit against its debt for the sum representing the fair market value of the property sold) be applied to execution sales on judgment liens. ...

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Comanche County, OK Credit & Debt Lawyers

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Scott Ray

Ana H Basora

Clay Rowe Zelbst

M. Monty Hightower

Brad W. Burgess

Jay C. Meyers

David Butler

John P. Zelbst

Gene Scott Ray

Ana Basora

TIPS

LEGAL TERMS

AUTOMATIC STAY

HOUSEHOLDER

DEBIT CARD

FRAUDULENT TRANSFER

CREDIT INSURANCE

WINDING UP

CHAPTER 7 BANKRUPTCY

REDEMPTION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SAMPLE LEGAL CASES

In re Sales Tax Claim for Refund of Home Depot

Capital One Bank, NA v. Parsons

LITTLE BEAR RESOURCES v. NEMAHA SERVICES

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