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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Sandra K. Alexander

Real Estate, Estate Planning, Business, Credit & Debt

Status: In Good Standing

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7125 Orchard Lake Road, West Bloomfield, MI 48322

Marc D. Melamed

Business Organization, Dissolution, Estate Administration, Joint Ventures

Status: In Good Standing

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30833 Northwestern Hwy, Farmington, MI 48334

Bruce A. Mayrand

Commercial Real Estate, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

100 N Pond Dr, Commerce Township, MI 48390

Steven B. Ruza

Bankruptcy, Medical Malpractice, Wills & Probate, International Tax

Status: In Good Standing

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3050 Union Lake Road, Commerce Township, MI 48382

William S. Weiler

Federal Appellate Practice, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 39 Years

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2850 Warner Dr, West Bloomfield, MI 48324

David J. Vigna

Other, Employee Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 44 Years

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824 Ridgeside Dr, Milford, MI 48381

Carolyn Ruskin Cohen

Real Estate, Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 29 Years

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4230 Orchard Lake Rd, West Bloomfield, MI 48323

Richard W. Paige

Health Care Other, Criminal, Business, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

1255 N Oakland Blvd, Waterford, MI 48327

Mary A. Mahoney

Construction, Labor Law, Civil Rights, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

37887 W 12 Mile Rd, Farmington, MI 48331

Edward Shaw

Child Support, Consumer Protection, Collection, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

42705 Grand River Ave, Novi, MI 48375

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Commerce Township Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Sandra K. Alexander

Marc D. Melamed

Bruce A. Mayrand

Steven B. Ruza

William S. Weiler

David J. Vigna

Carolyn Ruskin Cohen

Richard W. Paige

Mary A. Mahoney

Edward Shaw

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LEGAL TERMS

WORKOUT

CREDIT INSURANCE

CHAPTER 13 PLAN

CURRENT MONTHLY INCOME

S CORPORATION

COSIGNER

DOING BUSINESS AS (DBA)

NONDISCHARGEABLE DEBTS

BANKRUPTCY TRUSTEE

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