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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Allan Robert Frumkin

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Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury, Employment

Lawyer.com Member Questionnaire Please describe a case(s) in the last year or two where you made a big difference. 1. Last Friday---family law ... (more)

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800-927-2391

3268 Penryn Road, Loomis, CA 95650

Stephen Johnson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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13620 Lincoln Way, Auburn, CA 95603

Alexander L. Constantino

Bankruptcy & Debt

Status: Inactive Licensed: 39 Years

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3455 Pine Cone Ln, Meadow Vista, CA 95722

David Michael Ramirez

Other, Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: Inactive Licensed: 48 Years

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4810 Woodsman Loop, Placerville, CA 95667

Eric Meadow

Credit & Debt, Collection, Defamation & Slander, Car Accident

Status: In Good Standing

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16971 Placer Hills Road, Meadow Vista, CA 95722

Helga Anna White

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

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310 Bridgeview Dr, Auburn, CA 95603

James F. Bunnell

International Tax, Bankruptcy

Status: Inactive

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310 Bridgeview Dr, Auburn, CA 95603

Jennifer L Garman

Landlord-Tenant, Health Care Other, Gift Taxation, Collection

Status: In Good Standing Licensed: 20 Years

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Loomis, CA 95650

Richard Alan Hall

International Tax, International, Business, Bankruptcy & Debt

Status: In Good Standing

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1234 High St, Auburn, CA 95603

Richard David Steffan

Landlord-Tenant, Immigration, Trusts, Consumer Protection, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

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389 Auburn Ravine Rd, Auburn, CA 95603

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Cool Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Allan Robert Frumkin

Stephen Johnson

Alexander L. Constantino

David Michael Ramirez

Eric Meadow

Helga Anna White

James F. Bunnell

Jennifer L Garman

Richard Alan Hall

Richard David Steffan

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LEGAL TERMS

REAFFIRMATION

CURRENT MONTHLY INCOME

SECURED DEBT

ACCORD AND SATISFACTION

LIQUIDATING PARTNER

CHAPTER 13 BANKRUPTCY

LIABILITY

ADMINISTRATIVE EXPENSES

LOSS DAMAGE WAIVER (LDW)

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