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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Mark Zalman Shneour

Natural Resources, Contract, Credit & Debt, Medical Malpractice

Status: In Good Standing Licensed: 38 Years

CONTACT

6153 Caminito Del Oeste, San Diego, CA 92111

Lorraine Michelle Nisbet

Employee Rights, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

5030 Camino De La Siesta, San Diego, CA 92108

Julian Charles Mcmillan

Commercial Real Estate, Dispute Resolution, Corporate, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

4655 Cass St, San Diego, CA 92109

Richard Lowell Brown

Construction, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

7676 Hazard Center Dr, San Diego, CA 92108

Craig Philip Fagan

Civil Rights, Civil & Human Rights, Business, Credit & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

4512 4Th St, La Mesa, CA 91941

Scott Anthony Mcmillan

Litigation, Employee Rights, White Collar Crime, Antitrust, Credit & Debt

Status: In Good Standing

CONTACT

4670 Nebo Dr, La Mesa, CA 91941

Kenneth Matthew Cooke

Credit & Debt, Bankruptcy

Status: Suspended Licensed: 32 Years

CONTACT

3655 Ruffin Rd, San Diego, CA 92123

Jerod Dylan Smith

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: Suspended Licensed: 10 Years

CONTACT

8690 Aero Dr, San Diego, CA 92123

Wayne Sinnett

Consumer Protection, Credit & Debt

Status: In Good Standing

CONTACT

3919 30Th St, San Diego, CA 92104

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COLLATERAL

Property that guarantees payment of a secured debt.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Coronado Credit & Debt Lawyer, California, page 4

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Mark Zalman Shneour

Lorraine Michelle Nisbet

Julian Charles Mcmillan

Richard Lowell Brown

Craig Philip Fagan

Scott Anthony Mcmillan

Kenneth Matthew Cooke

Jerod Dylan Smith

Wayne Sinnett

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

C CORPORATION

401(K) PLAN

FAIR CREDIT BILLING ACT (FCBA)

COLLATERAL

LIMITED LIABILITY

SECRET WARRANTY PROGRAM

SUBROGATION

MEETING OF CREDITORS

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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