Creswell Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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David Carpenter Gadd

Real Estate, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

211 Main St., Columbia, NC 27925

Paul F. Winborne

Lawsuit & Dispute, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

117 West Eden Street, Edenton, NC 27932

Helen Ranee Singleton

Divorce, Business, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 37 Years

CONTACT

Washington, NC 27889

Timothy Anderson

Bankruptcy & Debt, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

905 Halstead Blvd, Elizabeth City, NC 27909

John Herbert White Small

Consumer Bankruptcy, Bankruptcy

Status: Deceased Licensed: 75 Years

CONTACT

1006 W Church St, Elizabeth City, NC 27909

John G Trimpi

Real Estate, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 52 Years

CONTACT

200 N Water St, Elizabeth City, NC 27909

Debra H. Gaskins

Family Law, Divorce & Family Law, Business, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

1328 John Small Avenue, Washington, NC 27889

Sarah Beth Withers

Bankruptcy & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

130A East 2nd Street, Washington, NC 27889

Edwin M. Hardy

Bankruptcy & Debt, Family Law, Criminal, Credit & Debt, Child Custody

Status: In Good Standing

FREE CONSULTATION

CONTACT

2011 W. 15th St, Washington, NC 27889

Marc E Le Blanc

International Other, Divorce, Bankruptcy

Status: In Good Standing

CONTACT

113 Trinitie Dr, Kitty Hawk, NC 27949

800-923-0641

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT FILE

See credit report.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Creswell Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

David Carpenter Gadd

Paul F. Winborne

Helen Ranee Singleton

Timothy Anderson

John Herbert White Small

John G Trimpi

Debra H. Gaskins

Sarah Beth Withers

Edwin M. Hardy

Marc E Le Blanc

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LEGAL TERMS

NO-FAULT INSURANCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT FILE

FRAUDULENT TRANSFER

CURRENT MONTHLY INCOME

FAIR CREDIT BILLING ACT (FCBA)

DISCHARGE (OF DEBTS)

PRESUMED ABUSE

SETOFF

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