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Richard Shea
About | Practice Areas
Sawin & Shea LLC
6100 North Keystone Ave. Suite 620 Indianapolis, IN 46220Â» view map
Bankruptcy
Quality, Compassionate Representation

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800-948-4710
1. Richard Shea Indianapolis, IN
  Attorney at Law - IN, 1999
  Indiana University J.D. 1998
2. AboutSawin & Shea LLC
  Over 30 years of bankruptcy service experience.
3. Practice AreasExpertise
  Bankruptcy
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William L. O'Connor

Children's Rights, Insurance, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

One American Square, Indianapolis, IN 46282

Sean T White

Construction, Litigation, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

111 Monument Circle, Indianapolis, IN 46244

Paul J. Dunne

Credit & Debt, Foreclosure, Intellectual Property, Lending

Status: In Good Standing

CONTACT

One Indiana Square, Indianapolis, IN 46204

Lawrence C Arany

Farms, Alimony & Spousal Support, Credit & Debt, Consumer Bankruptcy

Status: Retired Licensed: 49 Years

CONTACT

12967 Camborne Court, Carmel, IN 46033

Michael Ghosh

Real Estate, Foreclosure, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

275 Medical Drive, Carmel, IN 46082

Scott Andrew Kainrath

Credit & Debt, Bankruptcy, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 18 Years

CONTACT

1601 S. Anderson Street, Elwood, IN 46036

Matthew Michael Cree

Commercial Real Estate, Wills, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

310 W Main Street, Greenwood, IN 46142

Matthew Michael Cree

Commercial Real Estate, Wills, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

310 W Main Street, Greenwood, IN 46142

James Harold Hernandez

Estate Planning, Estate, Criminal, Credit & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

567 North Emerson Avenue, Greenwood, IN 46143

Samuel David Hodson

Litigation, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

One American Square, Indianapolis, IN 46282

800-923-0641

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SAMPLE LEGAL CASES

Home Depot USA v. IND. DEPT. STATE REV.

... (See Pet'r Br. at 18-20.). The Department argues, on the other hand, that in order for Home Depot to receive the deduction, Home Depot was required to write off the credit card accounts as uncollectible debt for federal tax purposes. ...

Smither v. Asset Acceptance, LLC

... exchange, or other written contracts for the payment of money executed after August 31, 1982, must be commenced within six (6) years after the cause of action accrues." We are not convinced, however, that this statute of limitations applies to attempts to collect credit card debt. ...

Bank of America, NA v. Ping

... terminate the Credit Agreement. However, after proceeds from the Bank of America Mortgage had been used to pay the balance owed on the credit, Ping incurred more than $76,000 in additional debt under the Credit Agreement. ...

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Danville Credit & Debt Lawyer, Indiana

Sponsored Law Firm

Sawin & Shea LLC

SPONSORED LAWYERS

William L. O'Connor

Sean T White

Paul J. Dunne

Lawrence C Arany

Michael Ghosh

Scott Andrew Kainrath

Matthew Michael Cree

Matthew Michael Cree

James Harold Hernandez

Samuel David Hodson

TIPS

LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

ACCORD AND SATISFACTION

ADMINISTRATIVE EXPENSES

SECURED DEBT

CHAPTER 7 BANKRUPTCY

CHAPTER 13 PLAN

SUBROGATION

AUTOMATIC STAY

GUARANTEED RESERVATION

SAMPLE LEGAL CASES

Home Depot USA v. IND. DEPT. STATE REV.

Smither v. Asset Acceptance, LLC

Bank of America, NA v. Ping

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