Deltona Bankruptcy Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

R. Jason De Groot

Bankruptcy, Criminal, Divorce & Family Law, Estate

Status: In Good Standing

CONTACT

Deltona, Deltona, FL 32725

George J. Trovato

Divorce & Family Law, Criminal, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

200 E Graves Ave, Orange City, FL 32763

Claud Bertram Nelson

Civil Rights, Estate Planning, Bankruptcy, Child Custody, Administrative Law

Status: In Good Standing Licensed: 9 Years

CONTACT

315 Magnolia Ave, Sanford, FL 32771

Harry Gwynn Reid

Estate Planning, Adoption, Elder Law, Contract, Bankruptcy

Status: In Good Standing

CONTACT

1120 W 1St St, Sanford, FL 32771

Richard A. Colegrove

Adoption, Bankruptcy, Child Support, Criminal

Status: In Good Standing Licensed: 37 Years

CONTACT

Sanford, FL 32772

Georgina Román-Secor

Bankruptcy, Personal Injury, Family Law, Criminal, Mass Torts

Status: In Good Standing Licensed: 25 Years

CONTACT

2290 S Volusia Ave, Orange City, FL 32763

Georgina Roman-Secor

Bankruptcy, Personal Injury, Family Law, Criminal, Mass Torts

Status: In Good Standing Licensed: 25 Years

CONTACT

2290 S Volusia Ave, Orange City, FL 32763

Marie Frances Benjamin

Estate, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

1311 South Palmetto Avenue, Sanford, FL 32771

Francisco Javier Gonzalez

Civil Rights, Bankruptcy, Personal Injury, Administrative Law, Mass Torts

Status: In Good Standing

CONTACT

1525 International Pkwy, Lake Mary, FL 32746

Francisco Javier Gonzalez

Civil Rights, Bankruptcy, Personal Injury, Administrative Law, Mass Torts

Status: In Good Standing

CONTACT

1525 International Pkwy, Lake Mary, FL 32746

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SAMPLE LEGAL CASES

Roth v. Roth

... abused its discretion when it added a finding in the amended final judgment that its award of periodic payments to the Wife to satisfy the equitable distribution award was "in the nature of support" and that "same shall be non-dischargeable in any bankruptcy proceeding." This ...

The Florida Bar v. Head

... Clayton Hackney and Linda Hackney, a married couple, filed a petition for bankruptcy under chapter 13 of the Bankruptcy Code in an attempt to retain ownership of real property that was their primary asset. ... Head took over the bankruptcy case in August 2003. ...

Hirschenson v. Hirschenson

... She asserts the trial court erred in holding it had no authority under section 61.16, Florida Statutes (2007), to award attorney's fees for services rendered in bankruptcy court against her former husband when the purpose of the bankruptcy proceeding was to enforce awards of ...

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Deltona Bankruptcy Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

R. Jason De Groot

George J. Trovato

Claud Bertram Nelson

Harry Gwynn Reid

Richard A. Colegrove

Georgina Román-Secor

Georgina Roman-Secor

Marie Frances Benjamin

Francisco Javier Gonzalez

Francisco Javier Gonzalez

TIPS

LEGAL TERMS

DEBT COLLECTOR

DOING BUSINESS AS (DBA)

LIQUIDATING PARTNER

PRESUMED ABUSE

GARNISHMENT

TRADE NAME

UNSECURED DEBT

FAIR CREDIT REPORTING ACT (FCRA)

COLLECTION AGENCY

SAMPLE LEGAL CASES

Roth v. Roth

The Florida Bar v. Head

Hirschenson v. Hirschenson

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