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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Laura H. Mcmahon Lynch

Contract, Credit & Debt, Election & Political, Trusts

Status: In Good Standing Licensed: 41 Years

CONTACT

252 Lewiston Rd, Grosse Pointe, MI 48236

Andrew Ian Johnston

International, Municipal, Contract, Credit & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

25900 Greenfield Rd, Oak Park, MI 48237

Dannielle Marie McBride

Foreclosure, Employment, Credit & Debt

Status: In Good Standing

CONTACT

25600 Woodward Ave, Royal Oak, MI 48067

Robert P. Coutts

Family Law, Criminal, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

7445 Allen Rd, Allen Park, MI 48101

Brett F. Baccari

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

23077 Greenfield Rd, Southfield, MI 48075

F. Brett Baccari

Real Estate, Litigation, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

23077 Greenfield Rd, Southfield, MI 48075

Frank Brett Baccari

Credit & Debt, Collection, Slip & Fall Accident

Status: In Good Standing Licensed: 14 Years

CONTACT

23077 Greenfield Rd, Southfield, MI 48075

Michael A. Conway

Accident & Injury, Divorce & Family Law, Credit & Debt, Defamation & Slander, Employee Rights

Status: In Good Standing Licensed: 55 Years

CONTACT

65 Merriweather Rd, Grosse Pointe, MI 48236

Elaine M. Niforos

Wills & Probate, Employment, Divorce & Family Law, Credit & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

201 E 4Th St, Royal Oak, MI 48067

Herman G. Petzold

Gift Taxation, Reinsurance, Corporate, Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

19641 Mack Ave, Grosse Pointe, MI 48236

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CCCS

See Consumer Credit Counseling Service.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FCRA

See Fair Credit Reporting Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Detroit Credit & Debt Lawyer, Michigan, page 4

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Laura H. Mcmahon Lynch

Andrew Ian Johnston

Dannielle Marie McBride

Robert P. Coutts

Brett F. Baccari

F. Brett Baccari

Frank Brett Baccari

Michael A. Conway

Elaine M. Niforos

Herman G. Petzold

TIPS

LEGAL TERMS

BANKRUPTCY

LOSS DAMAGE WAIVER (LDW)

CREDITOR

DEBIT CARD

CCCS

NO-FAULT INSURANCE

GUARANTEED RESERVATION

FCRA

FAIR CREDIT BILLING ACT (FCBA)

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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