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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Zachary Charles Kemp

Social Security, Divorce, Contract, Credit & Debt, Defamation & Slander

Status: In Good Standing

CONTACT

31275 Northwestern Hwy, Farmington, MI 48334

Richard Allan Gronsky

Criminal, Credit & Debt, Electronic Commerce

Status: In Good Standing Licensed: 40 Years

CONTACT

28385 Golf Pointe Blvd, Farmington, MI 48331

Peter M Schneiderman

Commercial Real Estate, Family Law, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 54 Years

CONTACT

23938 Research Dr, Farmington, MI 48335

John Francis Calvin

Tax, Landlord-Tenant, Contract, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

37085 Grand River Ave, Farmington, MI 48335

Megan Bernet Odell

Sales & Use Tax, Landlord-Tenant, Contract, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

34975 W 12 Mile Rd, Farmington, MI 48331

Michael Robert Wolin

Employee Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

27535 Cordoba, Farmington, MI 48334

Chimere Nashay McCoy

Personal Injury, Credit & Debt

Status: In Good Standing Licensed: 3 Years

CONTACT

28470 W 13 Mile Rd, Farmington, MI 48334

Trevor M. Stratton

Credit & Debt, Collection, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

FREE CONSULTATION

CONTACT

Farmington, MI 48336

John Kallabat

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

FREE CONSULTATION

CONTACT

Kallabat & Associates PC, Farmington Hills, MI 48334

John Kallabat

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

FREE CONSULTATION

CONTACT

Kallabat & Associates PC, Farmington Hills, MI 48334

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Dexter Credit & Debt Lawyer, Michigan, page 8

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Zachary Charles Kemp

Richard Allan Gronsky

Peter M Schneiderman

John Francis Calvin

Megan Bernet Odell

Michael Robert Wolin

Chimere Nashay McCoy

Trevor M. Stratton

John Kallabat

John Kallabat

TIPS

LEGAL TERMS

INTEREST

SECRET WARRANTY PROGRAM

FAIR CREDIT BILLING ACT (FCBA)

DEFINED CONTRIBUTION PLAN

UNSECURED DEBT

DISCHARGE (OF DEBTS)

FORBEARANCE

GENERAL PARTNER

BANKRUPTCY

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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