Dilworth Credit & Debt Lawyer, Minnesota

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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Todd Miller

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Accident & Injury, Workers' Compensation, Car Accident, Products Liability, Medical Malpractice

Todd Miller was born in Fargo, North Dakota where he attended school and graduated from Fargo North High School. He is an Eagle Scout. After graduatin... (more)

CONTACT

701-237-4627

807 11th St N, Moorhead, MN 56560

Dara Adele Lee

General Practice

Status: In Good Standing Licensed: 31 Years

CONTACT

116 Center Ave E, Dilworth, MN 56529

Drew James Hushka

Lawsuit, Immigration, Criminal, Business, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

215 30th St. N., Moorhead, MN 56561

Whitney Marie Irish

Industry Specialties, Estate

Status: In Good Standing Licensed: 12 Years

CONTACT

215 30Th St N, Glyndon, MN 56561

Corey Ray Elmer

Education, Transactions, Corporate, Business

Status: In Good Standing Licensed: 22 Years

CONTACT

215 30Th St N, Glyndon, MN 56561

Corey Ray Elmer

Real Estate, Corporate Governance, Corporate

Status: In Good Standing

CONTACT

215 30Th St N, Glyndon, MN 56561

Whitney Marie Irish

Industry Specialties, Estate, Divorce & Family Law

Status: In Good Standing

CONTACT

215 30Th St N, Glyndon, MN 56561

Troy A. Wolf

Insurance, Civil Rights, Personal Injury

Status: In Good Standing

CONTACT

2901 South Frontage Road, Moorhead, MN 56561

Valeska A. Hermanson

Estate Planning, Trusts, Elder Law

Status: In Good Standing

CONTACT

P.O. Box 1052, Moorhead, MN 56560

Bruce Norman Ringstrom

Criminal, Felony, Misdemeanor, DUI-DWI

Status: In Good Standing

CONTACT

730 Center Ave, Moorhead, MN 56560

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FCRA

See Fair Credit Reporting Act.

SAMPLE LEGAL CASES

Baker v. Baker

... Id. Attorney Fees. In late 2003, the parties agreed that Dr. Baker would pay off approximately $43,500 of Ms. Baker's credit card debt. The debt included expenditures for the couple's home, groceries, and gifts for their children and grandchildren. ...

US FEDERAL CREDIT UNION v. STARS & STRIKES, LLC

... In 2005 and 2006, Stars & Strikes borrowed $8 million from US Federal Credit Union (USFCU). ... when USFCU foreclosed on its mortgages and bought all of the mortgaged property at a sheriff's foreclosure sale for $8,612,141.02, the amount of the business's outstanding debt. ...

ATLANTIC CREDIT & FINANCE v. DUSTRUDE

... On appeal, appellant contends that he is not required to pay the credit card debt because respondent violated the Truth In Lending Act (TILA), 15 USC Â§Â§ 1601-1667f (2000), by failing to follow a prescribed dispute-resolution procedure. ...

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Dilworth Credit & Debt Lawyer, Minnesota

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Todd Miller

Dara Adele Lee

Drew James Hushka

Whitney Marie Irish

Corey Ray Elmer

Corey Ray Elmer

Whitney Marie Irish

Troy A. Wolf

Valeska A. Hermanson

Bruce Norman Ringstrom

TIPS

LEGAL TERMS

CREDIT BUREAU

TRUTH IN LENDING ACT (TILA)

LIMITED LIABILITY

CHAPTER 13 PLAN

PRESUMED ABUSE

GARNISHMENT

AUTOMATIC STAY

DOING BUSINESS AS (DBA)

FCRA

SAMPLE LEGAL CASES

Baker v. Baker

US FEDERAL CREDIT UNION v. STARS & STRIKES, LLC

ATLANTIC CREDIT & FINANCE v. DUSTRUDE

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