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Dona Ana County, NM Bankruptcy & Debt Lawyers

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Bradley A. Springer

Litigation, Administrative Law, Credit & Debt, Personal Injury
Status:  In Good Standing           
CONTACT
Las Cruces, NM 88004
Profile LAWPOINTS™34/100
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Karl Rysted

Landlord-Tenant, Credit & Debt, Family Law, Bankruptcy
Status:  In Good Standing           
CONTACT
Las Cruces, NM 88003
Profile LAWPOINTS™34/100
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Ruben Trey Arvizu

Credit & Debt, Bankruptcy, Consumer Bankruptcy
Status:  In Good Standing           
CONTACT
715 E Idaho Ave, Las Cruces, NM 88001
Profile LAWPOINTS™32/100
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Ismael L. Camacho

Credit & Debt, Bankruptcy, Consumer Bankruptcy
Status:  In Good Standing           
CONTACT
600 Montana Ave, Las Cruces, NM 88001
Profile LAWPOINTS™32/100
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Oralia Franco

Personal Injury, Bankruptcy, Credit & Debt, Consumer Bankruptcy
Status:  In Good Standing           
CONTACT
2000 E Lohman Ave, Las Cruces, NM 88001
Profile LAWPOINTS™17/100
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Lawyer.com can help you easily and quickly find New Mexico Bankruptcy & Debt Lawyers and New Mexico Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all New Mexico cities. Alternatively you can search for Bankruptcy & Debt attorneys for all New Mexico cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)
Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CCCS

See Consumer Credit Counseling Service.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

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