East Freetown Bankruptcy Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Amy S. Mello

Litigation, Guardianships & Conservatorships, Commercial Bankruptcy

Status: In Good Standing

CONTACT

388 County Street, New Bedford, MA 02740

Brian R Lewis

Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1 Main St, Lakeville, MA 02347

Daniel Stone

Corporate, Contract, Banking & Finance, Bankruptcy

Status: Retired

CONTACT

3865 N Main St, Fall River, MA 02720

David Scott Macintyre

General Practice

Status: In Good Standing Licensed: 28 Years

CONTACT

29 Scott Street, Fairhaven, MA 02719

Deborah Gwen Roher

Landlord-Tenant, Lawsuit & Dispute, Social Security, Civil & Human Rights, Bankruptcy

Status: In Good Standing

CONTACT

56 North Main Street, Fall River, MA 02722

Glenn F. Russell

Commercial Real Estate, Federal Appellate Practice, Bankruptcy

Status: In Good Standing

CONTACT

38 Rock St, Fall River, MA 02720

James Patrick Bardsley

Family Law, Bankruptcy, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

One Welby Road, New Bedford, MA 02745

June Smith

Real Estate, Estate, Business, Bankruptcy

Status: In Good Standing

CONTACT

49 Mattapoisett Neck Road, Mattapoisett, MA 02739

Kenneth J. Rezendes

Bankruptcy, Personal Injury

Status: Inactive Licensed: 28 Years

CONTACT

45 Rock Street, Fall River, MA 02720

Marc Michael

Industry Specialties, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

275 Martine Street, Fall River, MA 02723

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SAMPLE LEGAL CASES

Hundley v. Marsh

... COWIN, J. This case arises from the bankruptcy proceeding of Kirk Hundley (husband). ... Only the husband generated income in the relevant tax year. The trustee of the husband's bankruptcy estate, Janice Marsh (trustee), claimed the entire refund for the estate. ...

Milliken & Company v. Duro Textiles, LLC

... liquidation. Old Duro retained bankruptcy counsel, and Patriarch offered to provide debtor-in-possession financing and exit financing on emergence in the event that Old Duro wanted to put together a bankruptcy plan. Around ...

One to One Interactive, LLC v. Landrith

... In 2004, the judge, on Landrith's summary judgment motion, ruled that the proposed term sheet constituted a binding contract. In response, OTO filed a voluntary petition for bankruptcy under Chapter 11 of the Bankruptcy Code in March, 2005. ...

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East Freetown Bankruptcy Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Amy S. Mello

Brian R Lewis

Daniel Stone

David Scott Macintyre

Deborah Gwen Roher

Glenn F. Russell

James Patrick Bardsley

June Smith

Kenneth J. Rezendes

Marc Michael

TIPS

LEGAL TERMS

NUISANCE FEES

DISCHARGE (OF DEBTS)

FAIR CREDIT REPORTING ACT (FCRA)

HOUSEHOLDER

REAFFIRMATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FORBEARANCE

COLLECTION AGENCY

MEANS TEST

SAMPLE LEGAL CASES

Hundley v. Marsh

Milliken & Company v. Duro Textiles, LLC

One to One Interactive, LLC v. Landrith

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