Edgewater Collection Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Robert D. Hoag

Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Eric L. Hostetler

Collection, Credit & Debt, Insurance

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Michael R. Cook

Collection, Consumer Protection, Contract, Banking & Finance

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

L. Alexander Vance

Collection, Commercial Banks, Contract, Banking & Finance

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Sheryl Simonetta Zust

Bankruptcy, Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

FREE CONSULTATION

CONTACT

4649 S. Clyde Morris Blvd., Ste 610, Port Orange, FL 32129

Chelsea Nicole Abend

Labor Law, Administrative Law, Collection, Animal Bite

Status: In Good Standing Licensed: 9 Years

CONTACT

1190 Champions Dr, Daytona Beach, FL 32124

Christine Sarah Hansley

Bankruptcy & Debt, Collection, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

283 Cranes Roost Blvd, Altamonte Springs, FL 32701

Silvia Rodriguez Sanders

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

1801 Lee Rd, Winter Park, FL 32789

Paetra Brownlee

Federal Appellate Practice, Constitutional Law, Administrative Law, Collection

Status: In Good Standing

CONTACT

201 North New York Avenue, Winter Park, FL 32789

Aristides Kico Juan Diaz

Corporate, Business Organization, Collaborative Law, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

425 West Colonial Drive, Orlando, FL 32804

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Edgewater Collection Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Robert D. Hoag

Eric L. Hostetler

Michael R. Cook

L. Alexander Vance

Sheryl Simonetta Zust

Chelsea Nicole Abend

Christine Sarah Hansley

Silvia Rodriguez Sanders

Paetra Brownlee

Aristides Kico Juan Diaz

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

LIMITED LIABILITY

UNDUE HARDSHIP

CHAPTER 13 PLAN

BULK SALES LAW

ABUSE

COLLECTION AGENCY

GRACE PERIOD

NONDISCHARGEABLE DEBTS

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