Edmonds Collection Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael Wayne Hall

Federal, Corporate, Collection, Civil Rights

Status: In Good Standing Licensed: 36 Years

CONTACT

1140 Edmonds St, Edmonds, WA 98020

Thomas Francis Mcdonough

Civil Rights, Insurance, Collection, Personal Injury, Car Accident

Status: In Good Standing Licensed: 44 Years

CONTACT

510 Bell St, Edmonds, WA 98020

Jonathan Luke

Estate Planning, Civil Rights, Corporate, Collection

Status: In Good Standing

CONTACT

21920 76Th Ave W, Edmonds, WA 98026

Kimberlee Walker Olsen

Landlord-Tenant, Foreclosure, Business & Trade, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

21920 76Th Ave W, Edmonds, WA 98026

Jonathan Luke

Estate Planning, Civil Rights, Corporate, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

21920 76Th Ave W, Edmonds, WA 98026

Charles M. Greenberg

Construction, Civil Rights, Contract, Collection

Status: In Good Standing

CONTACT

21612 Chinook Rd, Edmonds, WA 98020

Dane Michael Woldseth

Contract, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

4208 198Th St Sw, Lynnwood, WA 98036

Carl Ben Goodwin

Real Estate, Visa, Consumer Protection, Collection

Status: In Good Standing Licensed: 49 Years

CONTACT

23902 102Nd Ave W, Edmonds, WA 98020

Kelly Scott Dougan

Criminal, Collection, Family Law

Status: Inactive Licensed: 30 Years

CONTACT

22402 44Th Ave W, Mountlake Terrace, WA 98043

Katie Joy Duke

Landlord-Tenant, Government, Consumer Protection, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

3303 226Th Pl Sw, Lynnwood, WA 98036

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Edmonds Collection Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Michael Wayne Hall

Thomas Francis Mcdonough

Jonathan Luke

Kimberlee Walker Olsen

Jonathan Luke

Charles M. Greenberg

Dane Michael Woldseth

Carl Ben Goodwin

Kelly Scott Dougan

Katie Joy Duke

TIPS

LEGAL TERMS

TRADE NAME

DEBIT CARD

LIQUIDATING PARTNER

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

INTEREST

GRACE PERIOD

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT INSURANCE

FRAUDULENT TRANSFER

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