Edwardsville Reorganization Lawyer, Illinois, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Edwardsville Reorganization lawyer.
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Joseph Reames

Traffic, DUI-DWI, Transactions, Collection

Status: In Good Standing Licensed: 21 Years

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Joseph Norman Reames

Traffic, DUI-DWI, Transactions, Collection

Status: In Good Standing Licensed: 21 Years

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17 Whitelaw Avenue, Wood River, IL 62095

Steven Dodd Griffin

Government, Civil & Human Rights, Business & Trade, Collection

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Karl J. Wulff

Criminal, Corporate, Bankruptcy, Bankruptcy & Debt

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Shari L. Murphy

Lawsuit & Dispute, Government, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

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Wood River, IL 62095

Susan Grammer

Personal Injury, Bankruptcy, Divorce, Estate Planning

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Phillip Andrew Theis

International Tax, Estate Planning, Securities, Collection

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2145 Pontoon Rd, Granite City, IL 62040

Dennis James Orsey

Federal Appellate Practice, Divorce, Business, Bankruptcy

Status: In Good Standing Licensed: 44 Years

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3388 Maryville Rd, Granite City, IL 62040

Dennis Orsey

Federal Appellate Practice, Divorce, Business, Bankruptcy

Status: In Good Standing Licensed: 44 Years

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3388 Maryville Rd, Granite City, IL 62040

Robert Bruegge

Insurance, Bankruptcy

Status: In Good Standing

CONTACT

1606 E.Port Plaza Dr, Collinsville, IL 62234

800-923-0641

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDIT FILE

See credit report.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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Edwardsville Reorganization Lawyer, Illinois, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Joseph Reames

Joseph Norman Reames

Steven Dodd Griffin

Karl J. Wulff

Shari L. Murphy

Susan Grammer

Phillip Andrew Theis

Dennis James Orsey

Dennis Orsey

Robert Bruegge

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

COLLECTION AGENCY

DOING BUSINESS AS (DBA)

CREDIT FILE

CREDIT COUNSELING

DISPOSABLE INCOME

SETOFF

CREDIT BUREAU

GUARANTOR

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