Effingham Bankruptcy Lawyer, Kansas


Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Gary E. Hinck Lawyer

Gary E. Hinck

VERIFIED
Bankruptcy, Reorganization, Workout, Credit & Debt, Consumer Bankruptcy
We are a debt relief agency, we help people file for Bankruptcy under the Bankruptcy code.

Gary E. Hinck is an experienced Bankruptcy Attorney who has helped thousands of clients through the Bankruptcy process. Gary and his staff understand ... (more)

FREE CONSULTATION 

CONTACT

800-736-0281

Ray Kowalczewski

Bankruptcy, Corporate, Business Organization, Business Successions
Status:  In Good Standing           

Sheri French

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Workout
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Jill A. Michaux

Litigation, Workout, Credit & Debt, Consumer Bankruptcy, Bankruptcy
Status:  In Good Standing           

Robert L. Baer

Litigation, Child Support, Reorganization, Bankruptcy
Status:  In Good Standing           

Dawn M Porter

Bankruptcy, DUI-DWI, Divorce, Social Security -- Disability
Status:  In Good Standing           

David P. Trevino

Wills & Probate, Wills, Employment, Bankruptcy
Status:  In Good Standing           Licensed:  17 Years

Marc Schultz

State Appellate Practice, Juvenile Law, Criminal, Consumer Bankruptcy
Status:  Suspended           

Benjamin M. Wells

Banking & Finance, Litigation, Bankruptcy
Status:  In Good Standing           

Matthew J. Mcgivern

Credit & Debt, Collection, Bankruptcy
Status:  In Good Standing           

Free Help: Use This Form or Call 800-620-0900

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Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FCBA

See Fair Credit Billing Act.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CCCS

See Consumer Credit Counseling Service.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)
A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

SAMPLE LEGAL CASES

Cooke v. Gillespie

... This appeal is the latest in a dispute which has spawned over 20 years of litigation, five prior trips to this court, three to our Court of Appeals, and 5 years of litigation in the United States Bankruptcy Court. ... Prior to the resolution of the bankruptcy case, both Polly and Warren died. ...

In re Harris

... Beginning September 1, 2004, pursuant to a rule change, the United States Bankruptcy Court required that all pleadings be filed electronically. In order to file electronic pleadings with the bankruptcy court, an attorney must have a login name and password. ...

MORTGAGE ELECTRONIC REG. SYS. v. Graham

... MERS and Countryside named Martinez as a defendant in the foreclosure action "by virtue of his marital interest in the property." The district court dismissed the petition without prejudice after learning that Graham and Martinez had filed for Chapter 13 bankruptcy in August 2004 ...