El Cerrito Bankruptcy Lawyer, California

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Carl Gustafson
About | Practice Areas
Lincoln Law
1525 Contra Costa Blvd Pleasant Hill, CA 94523» view map
Bankruptcy & Debt
Committed to Our Clients

Lincoln Law was established to provide relief to those in debt. We've helped thousands of families regain control of their finances and live debt-free again.

801-224-8282
1. Carl Gustafson Pleasant Hill, CA
  Attorney at Law - CA, 2007
  University of California J.D. 2007
2. AboutLincoln Law
  Eliminate your debt by contacting Lincoln Law today.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Paul D. Delva

Bankruptcy, Contract, Intellectual Property, Consumer Bankruptcy, Business

Status: In Good Standing

CONTACT

1117 Euclid Ave, Albany, CA 94708

Paul D Delva

Bankruptcy, Contract, Intellectual Property, Consumer Bankruptcy, Business

Status: In Good Standing Licensed: 28 Years

CONTACT

1117 Euclid Ave, Albany, CA 94708

Hailey Ricks Hibler

Commercial Real Estate, Litigation, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

Albany, CA 94706

Antoinette L Gonzalez

International, Immigration, Misdemeanor, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

Berkeley, CA 94705

Katherine Jan Lee

Intellectual Property, Workers' Compensation, Business, Bankruptcy

Status: Inactive Licensed: 40 Years

CONTACT

1947 Center St, Berkeley, CA 94704

Antone Fredrick Johnson

International, Intellectual Property, Contract, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

2081 Center St, Berkeley, CA 94704

Gerard Daniel Launay

Estate, Bankruptcy

Status: In Good Standing

CONTACT

2119 Addison St, Berkeley, CA 94704

James A. Shepherd

Immigration, Business, Bankruptcy

Status: Retired Licensed: 23 Years

CONTACT

514 El Cerrito Plaza, El Cerrito, CA 94530

Sharron S K Williamsgelobter

Litigation, Immigration, Bankruptcy, Bankruptcy & Debt

Status: Suspended Licensed: 21 Years

CONTACT

11135 San Pablo Avenue, El Cerrito, CA 94530

Ryne Mason Scott

Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

5926 Alpine Rd, El Sobrante, CA 94806

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

FCRA

See Fair Credit Reporting Act.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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El Cerrito Bankruptcy Lawyer, California

Sponsored Law Firm

Lincoln Law

SPONSORED LAWYERS

Paul D. Delva

Paul D Delva

Hailey Ricks Hibler

Antoinette L Gonzalez

Katherine Jan Lee

Antone Fredrick Johnson

Gerard Daniel Launay

James A. Shepherd

Sharron S K Williamsgelobter

Ryne Mason Scott

TIPS

LEGAL TERMS

MEANS TEST

BANKRUPTCY TRUSTEE

LIMITED LIABILITY

FCRA

BANKRUPTCY

INTEREST

SECURED DEBT

S CORPORATION

NONEXEMPT PROPERTY

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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