Erie County, OH Bankruptcy Lawyers

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Kenneth Edward Bogden

Family Law, Corporate, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

165 E Washington Row, Sandusky, OH 44870

Troy Dana Wisehart

Litigation, Juvenile Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

502 W Washington St, Sandusky, OH 44870

Dennis Emmett Murray

Litigation, Corporate, Antitrust, Commercial Bankruptcy

Status: In Good Standing Licensed: 62 Years

CONTACT

111 E Shoreline Dr, Sandusky, OH 44870

Christopher Michael Marinko

Litigation, Insurance, Banking & Finance, Commercial Bankruptcy

Status: In Good Standing

CONTACT

165 E Washington Row, Sandusky, OH 44870

Adrienne Marie Hines

Litigation, Social Security, Workers' Compensation, Employment, Bankruptcy

Status: In Good Standing

CONTACT

502 W Washington St, Sandusky, OH 44870

Adrienne Marie Hines

Social Security, Workers' Compensation, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

502 W Washington St, Sandusky, OH 44870

Henry William Kishman

Federal Appellate Practice, Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

555 Main St, Vermilion, OH 44089

William Henry Smith

Government, Family Law, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 87 Years

CONTACT

308 W Adams St, Sandusky, OH 44870

Timothy Dempsey

Juvenile Law, Wills & Probate, Divorce, Bankruptcy

Status: In Good Standing

CONTACT

220 Columbus Ave, Sandusky, OH 44870

Zachary Thomas Graham

Real Estate, Litigation, Federal Appellate Practice, Commercial Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

414 Wayne St, Sandusky, OH 44870

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FCRA

See Fair Credit Reporting Act.

SAMPLE LEGAL CASES

Cleveland Metro. Bar Assn. v. Kaplan

... {Â¶ 4} On May 21, 2007, Tina Marie Burge filed a grievance with relator alleging that she paid respondent $350 to convert her pending Chapter 13 bankruptcy to a Chapter 7 but that he did not perform the requested service and did not respond to her phone calls. ...

Ohio State Bar Assn. v. Martin

... We The People stores use workbooks, prepared by WTPUSA, that are essentially questionnaires pertaining to specific legal problems such as bankruptcy, divorce, dissolution, and probate. ... They also offered divorce for $349, bankruptcy for $199, and incorporation for $399. ...

Cleveland Metro. Bar Assn. v. Gresley

... 432 Count Two. {Â¶ 6} In April 2009, a husband and wife retained respondent to file a Chapter 13 bankruptcy on their behalf. Although respondent promised to file the bankruptcy petition on April 3, 2009, he did not do so until May 26, 2009. ...

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Erie County, OH Bankruptcy Lawyers

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Kenneth Edward Bogden

Troy Dana Wisehart

Dennis Emmett Murray

Christopher Michael Marinko

Adrienne Marie Hines

Adrienne Marie Hines

Henry William Kishman

William Henry Smith

Timothy Dempsey

Zachary Thomas Graham

TIPS

LEGAL TERMS

REDEMPTION

401(K) PLAN

SOLE PROPRIETORSHIP

CREDIT INSURANCE

GARNISHMENT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SECRET WARRANTY PROGRAM

PRESUMED ABUSE

FCRA

SAMPLE LEGAL CASES

Cleveland Metro. Bar Assn. v. Kaplan

Ohio State Bar Assn. v. Martin

Cleveland Metro. Bar Assn. v. Gresley

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