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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brian P Couch

Bankruptcy

Status: In Good Standing

CONTACT

22350 Main St, Hyden, KY 41749

C Darlene Johnson

Bankruptcy

Status: In Good Standing

CONTACT

257 Combs Rd, Hazard, KY 41701

Charles Edward Keith

DUI-DWI, Credit & Debt, Personal Injury, Civil Rights, Family Law

Status: In Good Standing

CONTACT

Manchester, KY 40962

Charlotte Darl Johnson

Bankruptcy, Medical Malpractice, Elder Law, Juvenile Law

Status: In Good Standing

CONTACT

257 Combs Rd, Hazard, KY 41701

Charnel Marie Burton

Bankruptcy & Debt, Bankruptcy, Family Law, Employee Rights

Status: In Good Standing

CONTACT

600 High St, Hazard, KY 41701

Danny Lee Lunsford

Divorce & Family Law, Criminal, Administrative Law, Credit & Debt

Status: In Good Standing

CONTACT

115 E Central St, Harlan, KY 40831

Francis E Goodwyn

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

367 Banner Fork Rd, Wallins Creek, KY 40873

Fred Norman Owens

Bankruptcy

Status: In Good Standing

CONTACT

309 N Main St, Harlan, KY 40831

John R Hansen

Workers' Compensation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

492 Main St, Hazard, KY 41701

Jonathan Patri Collins

General Practice

Status: In Good Standing

CONTACT

100 Airport Gardens Road, Hazard, KY 41701

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FCRA

See Fair Credit Reporting Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Essie Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Brian P Couch

C Darlene Johnson

Charles Edward Keith

Charlotte Darl Johnson

Charnel Marie Burton

Danny Lee Lunsford

Francis E Goodwyn

Fred Norman Owens

John R Hansen

Jonathan Patri Collins

TIPS

LEGAL TERMS

SETOFF

REAFFIRMATION

SECURED DEBT

UNDUE HARDSHIP

LOSS DAMAGE WAIVER (LDW)

SECRET WARRANTY PROGRAM

BANKRUPTCY TRUSTEE

FCRA

CHAPTER 7 BANKRUPTCY

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