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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Marianne G. Dugan

Environmental Law, Employment, Consumer Rights, Civil Rights, Credit & Debt

Status: In Good Standing

CONTACT

259 E. 5th Ave., Eugene, OR 97401

Wilson "Bo" Muhlheim

Corporate, Credit & Debt, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing

CONTACT

88 East Broadway, Eugene, OR 97401

Andrew P Parks

Class Action, Employee Rights, Employment, Credit & Debt

Status: In Good Standing

CONTACT

800 Willamette St, Eugene, OR 97440

Barbara Roman Shields

Foreclosure, Banking & Finance, Credit & Debt, Collection

Status: Inactive Licensed: 41 Years

CONTACT

675 Oak St, Eugene, OR 97401

Barbara Roman Shields

General Practice

Status: Inactive Licensed: 43 Years

CONTACT

675 Oak St, Eugene, OR 97401

Benjamin M Kearney

Family Law, Business, Credit & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

800 Willamette St, Eugene, OR 97440

Daniel Nathan Gordon

Government, Business, Credit & Debt, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

Eugene, OR 97402

Donald R Slayton

Power of Attorney, Construction, Real Estate, Collection, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

142 W 8Th Ave, Eugene, OR 97401

Eleanor I Tami

General Practice

Status: In Good Standing Licensed: 66 Years

CONTACT

Eugene, OR 97402

Floyd C. Mattson

Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

Springfield, OR 97475

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FCRA

See Fair Credit Reporting Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SAMPLE LEGAL CASES

Capital Credit & Collection Serv., Inc. v. Armani

... SERCOMBE, J. Plaintiff Capital Credit & Collection Services, Inc., a debt collector, brought this action to collect $3,990.57 in principal, interest, and attorney fees on a guaranty of a student loan that defendant signed for a friend, Armani. ...

CAPITAL CREDIT & COLLECTION SERVICE, INC. v. ARMANI

... SERCOMBE, J. Affirmed. SERCOMBE, J. Plaintiff Capital Credit & Collection Services, Inc., a debt collector, brought this action to collect $3,990.57 in principal, interest, and attorney fees on a guaranty of a student loan that defendant signed for a friend, Armani. ...

IN MATTER OF MARRIAGE OF POWELL

... In particular, he asserts that the trial court erred in allocating to him the financial responsibility for the majority of the credit card debt incurred by the parties, in awarding wife the marital residence, in treating husband's half interest in the family cabin as a marital asset, and in ...

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Fall Creek Credit & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Marianne G. Dugan

Wilson "Bo" Muhlheim

Andrew P Parks

Barbara Roman Shields

Barbara Roman Shields

Benjamin M Kearney

Daniel Nathan Gordon

Donald R Slayton

Eleanor I Tami

Floyd C. Mattson

TIPS

LEGAL TERMS

IRS EXPENSES

GUARANTOR

FCRA

GARNISHMENT

ADMINISTRATIVE EXPENSES

DISPOSABLE INCOME

C CORPORATION

NONPROFIT CORPORATION

INTEREST

SAMPLE LEGAL CASES

Capital Credit & Collection Serv., Inc. v. Armani

CAPITAL CREDIT & COLLECTION SERVICE, INC. v. ARMANI

IN MATTER OF MARRIAGE OF POWELL

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