Florence Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Suzanne Cassidy

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Bankruptcy & Debt, Divorce & Family Law, Employment, Civil & Human Rights, Accident & Injury

Suzanne Cassidy is a partner with the firm, who concentrates her practice in the areas of Family Law, School Law, Insurance Defense, Employment Discri... (more)

CONTACT

800-741-6340

25 Town Center Boulevard, Crestview Hills, KY 41017

Justin Lee Lawrence

✓ VERIFIED

Accident & Injury, Personal Injury, Workers' Compensation, Bankruptcy & Debt, Social Security

Justin L. Lawrence is the managing partner of Lawrence & Associates, the successful law firm he founded in 2005. Along the way, Justin has started an... (more)

CONTACT

800-982-8841

2500 Chamber Center Dr, Ft Mitchell, KY 41017

Jonathan Mark Bruce

Traffic, White Collar Crime, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

71 Cavalier Boulevard, Florence, KY 41042

Phillip Geyer Lewis

Bankruptcy

Status: In Good Standing

CONTACT

102 Kruempelman Dr, Covington, KY 41011

Charles Ed Massey

Government, Employment, Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

504 Erlanger Road, Erlanger, KY 41018

Michael L Rice

Bankruptcy & Debt, Divorce & Family Law

Status: In Good Standing

CONTACT

880 Donaldson Hwy, Erlanger, KY 41018

Lawrence Craig Kendrick

Bankruptcy, Bankruptcy & Debt, Personal Injury, Family Law

Status: In Good Standing

CONTACT

8459 F. Us 42, Florence, KY 41042

Linda S. Novakov

Juvenile Law, Real Estate, Dispute Resolution, Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

6900 Houston Rd, Florence, KY 41042

Bryan W. Schaefer

Landlord-Tenant, Credit & Debt, Commercial Real Estate, Intellectual Property

Status: In Good Standing

CONTACT

8116 Diane Drive, Florence, KY 41042

Dennis C Helmer

Visa, Trusts, Business, Bankruptcy

Status: In Good Standing

CONTACT

7415 Burlington Pike, Florence, KY 41042

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FCRA

See Fair Credit Reporting Act.

CREDIT FILE

See credit report.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Florence Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Suzanne Cassidy

Justin Lee Lawrence

Jonathan Mark Bruce

Phillip Geyer Lewis

Charles Ed Massey

Michael L Rice

Lawrence Craig Kendrick

Linda S. Novakov

Bryan W. Schaefer

Dennis C Helmer

TIPS

LEGAL TERMS

REDEMPTION

DISPOSABLE INCOME

FCRA

CREDIT FILE

WINDING UP

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT INSURANCE

MEANS TEST

LOSS DAMAGE WAIVER (LDW)

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