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Fowlstown Workout Lawyer, Georgia

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1-6 of 6 matches. Page 1 of 1  

Charles Andrew Ferenchick

Real Estate, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  16 Years
CONTACT
Cairo, GA 39828
Profile LAWPOINTS™24/100
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Charles Andrew Ferenchick

Real Estate, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  16 Years
CONTACT
Cairo, GA 39828
Profile LAWPOINTS™24/100
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Ronald H. Rentz

Real Estate, Federal Trial Practice, Government, Bankruptcy
Status:  In Good Standing           Licensed:  52 Years
CONTACT
207-D West Main Street, Colquitt, GA 39837
Profile LAWPOINTS™24/100
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Shelba Dawn Sellers

Litigation, Wrongful Termination, Banking & Finance, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  33 Years
CONTACT
Thomasville, GA 31799
Profile LAWPOINTS™34/100
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Mark Edward Mitchell

Bankruptcy & Debt, Estate
Status:  In Good Standing           Licensed:  33 Years
CONTACT
106 Euclid Drive, Thomasville, GA 31792
Profile LAWPOINTS™60/100
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John T. Holt

Real Estate, Family Law, Divorce & Family Law, Bankruptcy
Status:  In Good Standing           
CONTACT
411 Gordon Avenue, Thomasville, GA 31792
Profile LAWPOINTS™24/100
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TIPS

Easily find Fowlstown Workout Lawyers and Fowlstown Workout Law Firms. For more attorneys, search all Bankruptcy & Debt areas including Bankruptcy, Collection, Credit & Debt and Reorganization attorneys.

LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CCCS

See Consumer Credit Counseling Service.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FCRA

See Fair Credit Reporting Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)
Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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