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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Marcus Lee Vanover

Adoption, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

FREE CONSULTATION

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48 Public Square, Somerset, KY 42501

D. Bruce Orwin

Construction, Wills, Corporate, Bankruptcy

Status: In Good Standing

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116 North Main Street, Somerset, KY 42502

Brandon Thomas Kibert

Family Law, Bankruptcy, Juvenile Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

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Middlesboro, KY 40965

Brandon Thomas Kibert

Juvenile Law, Federal Appellate Practice, Family Law, Reorganization

Status: In Good Standing Licensed: 13 Years

CONTACT

Middlesboro, KY 40965

Brandon Kibert

Juvenile Law, Federal Appellate Practice, Family Law, Reorganization

Status: In Good Standing Licensed: 13 Years

CONTACT

Middlesboro, KY 40965

Whitney M Howard

Insurance, Credit & Debt, Personal Injury, Social Security, Civil Rights

Status: In Good Standing

CONTACT

Pineville, KY 40977

Christopher F Douglas

General Practice

Status: In Good Standing

CONTACT

Pineville, KY 40977

John Michael Gambrel

Accident & Injury, Bankruptcy, Criminal, Divorce & Family Law, Employment

Status: In Good Standing

CONTACT

Pineville, KY 40977

Jeffery Wade Helton

General Practice

Status: In Good Standing

CONTACT

Pineville, KY 40977

Guy Earl Millward

Accident & Injury, Bankruptcy & Debt, Criminal

Status: In Good Standing

FREE CONSULTATION

CONTACT

Millward and Castle, Barbourville, KY 40906

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FDCPA

See Fair Debt Collections & Practices Act.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Frakes Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Marcus Lee Vanover

D. Bruce Orwin

Brandon Thomas Kibert

Brandon Thomas Kibert

Brandon Kibert

Whitney M Howard

Christopher F Douglas

John Michael Gambrel

Jeffery Wade Helton

Guy Earl Millward

TIPS

LEGAL TERMS

SECURED DEBT

GUARANTEED RESERVATION

CREDIT REPORT

PRIORITY DEBT

FORBEARANCE

HOUSEHOLDER

UNDUE HARDSHIP

FDCPA

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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