Gallatin County, IL Credit & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Gallatin Credit & Debt lawyer.
Below are all Gallatin lawyers.

Allen David Roe

General Practice

Status: In Good Standing

CONTACT

4125 Highway 1, Junction, IL 62954

Allen Roe

General Practice

Status: In Good Standing

CONTACT

4125 Highway 1, Junction, IL 62954

Dayton L. Thomas

General Practice

Status: Deceased Licensed: 35 Years

CONTACT

Ridgway, IL 62979

David Tyrone Wood

Tax, International Tax

Status: In Good Standing Licensed: 34 Years

CONTACT

183 E Townshend Ave, Shawneetown, IL 62984

Emily Keasler Rollman

General Practice

Status: In Good Standing Licensed: 14 Years

CONTACT

12800 Big Hill Rd, Shawneetown, IL 62984

Douglas Einar Dyhrkopp

Government, Estate, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 17 Years

CONTACT

Shawneetown, IL 62984

Keely D. Wright

General Practice

Status: Suspended Licensed: 26 Years

CONTACT

Shawneetown, IL 62984

Douglas Dyhrkopp

Government, Estate, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 17 Years

CONTACT

Shawneetown, IL 62984

Emily Rollman

General Practice

Status: In Good Standing Licensed: 14 Years

CONTACT

12800 Big Hill Rd, Shawneetown, IL 62984

Keely D. Wright

General Practice

Status: Suspended Licensed: 26 Years

CONTACT

Shawneetown, IL 62984

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

COLLATERAL

Property that guarantees payment of a secured debt.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Gallatin County, IL Credit & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Allen David Roe

Allen Roe

Dayton L. Thomas

David Tyrone Wood

Emily Keasler Rollman

Douglas Einar Dyhrkopp

Keely D. Wright

Douglas Dyhrkopp

Emily Rollman

Keely D. Wright

TIPS

LEGAL TERMS

CREDITOR

SETOFF

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

LIMITED LIABILITY

FORBEARANCE

GUARANTOR

COLLATERAL

NO-FAULT INSURANCE

SECRET WARRANTY PROGRAM

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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