Godley Bankruptcy & Debt Lawyer, Texas

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Venisa Maria Nasalroad McLaughlin

Oil & Gas, Bankruptcy, Wills, Administrative Law
Status:  In Good Standing           Licensed:  17 Years

Grady L. Swindle

Health Care Other, Family Law, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  36 Years

John Mcgrath Phalen

Real Estate, Litigation, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  47 Years

Johnna Bonds Mcarthur

Family Law, Juvenile Law, Consumer Bankruptcy, Criminal
Status:  In Good Standing           Licensed:  20 Years

Robert W. Hammer

Construction, Personal Injury, Litigation, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  42 Years

Tesa LaShawn Jackson

Credit & Debt, Personal Injury, Family Law, Juvenile Law
Status:  In Good Standing           Licensed:  22 Years

Tesa Lashawn Jackson

Family Law, Criminal, Credit & Debt, Personal Injury
Status:  In Good Standing           Licensed:  22 Years

Ryan Lee Huffman

Juvenile Law, Family Law, Credit & Debt, Personal Injury
Status:  In Good Standing           

F. Steven Mcclure

Administrative Law, Credit & Debt, Personal Injury, Elder Law
Status:  In Good Standing           Licensed:  41 Years

Tiffany Jean Huffman Van Slyke

Family Law, Business & Trade, Consumer Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  19 Years

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT FILE

See credit report.

FDCPA

See Fair Debt Collections & Practices Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)
A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'