Gold Bar Credit & Debt Lawyer, Washington, page 4

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Thomas C. Kruse

Bankruptcy, Farms, Credit & Debt, Divorce

Status: In Good Standing

CONTACT

Everett, WA 98206

Christopher Paul Raymond

Credit & Debt, Bankruptcy

Status: Suspended Licensed: 29 Years

CONTACT

7100 Evergreen Way, Everett, WA 98203

William Suttell

Credit & Debt, Bankruptcy & Debt, Bankruptcy, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

1450 114th Ave SE, Bellevue, WA 98004

Kenneth Randall Lester

Workers' Compensation, Banking & Finance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

Bellevue, WA 98004

Christine Mcdonnell Coldiron

International Other, Oil & Gas, Corporate, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

18 158Th Pl Se, Bellevue, WA 98008

Holly Henson

Foreclosure, International Tax, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

Bellevue, WA 98009

Dane Michael Woldseth

Contract, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

4208 198Th St Sw, Lynnwood, WA 98036

Brad Puffpaff

Federal, Estate Planning, Contract, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

4620 200Th St Sw, Lynnwood, WA 98036

Joanne Kay Lipson

Credit & Debt, Business & Trade, Bankruptcy, Commercial Bankruptcy

Status: Inactive Licensed: 42 Years

CONTACT

6809 40Th Ave Ne, Seattle, WA 98115

Jerome Shulkin

Contract, Credit & Debt, Bankruptcy, Business & Trade

Status: In Good Standing Licensed: 68 Years

CONTACT

7900 Se 28Th St, Mercer Island, WA 98040

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

COLLATERAL

Property that guarantees payment of a secured debt.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Gold Bar Credit & Debt Lawyer, Washington, page 4

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Thomas C. Kruse

Christopher Paul Raymond

William Suttell

Kenneth Randall Lester

Christine Mcdonnell Coldiron

Holly Henson

Dane Michael Woldseth

Brad Puffpaff

Joanne Kay Lipson

Jerome Shulkin

TIPS

LEGAL TERMS

PRESUMED ABUSE

NUISANCE FEES

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

IRS EXPENSES

NONEXEMPT PROPERTY

CREDIT REPORT

CREDITOR

LIMITED LIABILITY

COLLATERAL

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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