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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Steven S. Vernier

Estate Planning, Family Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

22815 Kelly Rd, Eastpointe, MI 48021

Joseph N. Novell

Real Estate, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

1111 W Long Lake Rd, Troy, MI 48098

John Anthony Schipper

Employment, Labor Law, Administrative Law, Credit & Debt, Workers' Compensation

Status: In Good Standing

CONTACT

200 E Big Beaver Rd, Troy, MI 48083

Susanna Celeste Brennan

Civil Rights, Credit & Debt, Bankruptcy

Status: Inactive Licensed: 22 Years

CONTACT

1441 E Maple Rd, Troy, MI 48083

Anthony James Kochis

Contract, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

3150 Livernois Rd, Troy, MI 48083

Matthew I. Paletz

Landlord-Tenant, Civil Rights, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

2800 Livernois Rd, Troy, MI 48083

Norman D. Orr

Real Estate, Aviation, Contract, Credit & Debt

Status: In Good Standing

CONTACT

201 W Big Beaver Rd, Troy, MI 48084

Satyam Ramubhai Talati

Litigation, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

275 Rex Blvd, Auburn Hills, MI 48326

Daniel J. Feko

Electronic Commerce, Credit & Debt, Bankruptcy, Health Care Other

Status: In Good Standing Licensed: 26 Years

CONTACT

363 W Big Beaver Rd, Troy, MI 48084

Kenneth L. Urwiller

Commercial Real Estate, Litigation, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

363 W Big Beaver Rd, Troy, MI 48084

800-923-0641

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LEGAL TERMS

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Goodells Credit & Debt Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Steven S. Vernier

Joseph N. Novell

John Anthony Schipper

Susanna Celeste Brennan

Anthony James Kochis

Matthew I. Paletz

Norman D. Orr

Satyam Ramubhai Talati

Daniel J. Feko

Kenneth L. Urwiller

TIPS

LEGAL TERMS

TRADE DRESS

TRADE NAME

NO-FAULT INSURANCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SETOFF

COLLECTION AGENCY

TRUTH IN LENDING ACT (TILA)

DEBT COLLECTOR

COSIGNER

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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