Gratiot County, MI Bankruptcy & Debt Lawyers, page 2

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Not enough matches for Gratiot Bankruptcy & Debt lawyer.
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Bruce M. Moss

Other, Government, Criminal, Animal Bite

Status: In Good Standing Licensed: 35 Years

CONTACT

116 W Superior St, Alma, MI 48801

Michael J. Molesky

Other, Real Estate, Estate Planning, Estate, Health Care Other

Status: In Good Standing Licensed: 38 Years

CONTACT

Alma, MI 48801

Ryan T. Pellerito

Divorce, Criminal, Medical Malpractice, Car Accident, Estate Planning

Status: In Good Standing Licensed: 20 Years

CONTACT

146 E Center St, Ithaca, MI 48847

Ann G. Baker

Business

Status: In Good Standing

CONTACT

5740 N Osborn Rd, Riverdale, MI 48877

Rhonda Clark Kreuer

Estate, Wills & Probate, Trusts, Estate Planning

Status: In Good Standing Licensed: 30 Years

CONTACT

111 N Mill St, Saint Louis, MI 48880

James B. Mackie

Traffic, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 54 Years

CONTACT

885 Riverview Drive, Alma, MI 48801

Kristin M. Bakker

Estate Planning, Family Law, Children's Rights

Status: In Good Standing Licensed: 31 Years

CONTACT

214 E Center St, Ithaca, MI 48847

Jennifer D. Wood

Family Law, Divorce & Family Law, Criminal, Children's Rights

Status: In Good Standing Licensed: 26 Years

CONTACT

214 E Center St, Ithaca, MI 48847

Sister Joseph Marie Ruessmann

General Practice

Status: In Good Standing Licensed: 19 Years

CONTACT

1965 Michigan Ave, Alma, MI 48801

Anthony Gerard Costanzo

Government, Business, Accident & Injury

Status: In Good Standing Licensed: 43 Years

CONTACT

214 E Superior St, Alma, MI 48801

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT FILE

See credit report.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FCBA

See Fair Credit Billing Act.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Gratiot County, MI Bankruptcy & Debt Lawyers, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Bruce M. Moss

Michael J. Molesky

Ryan T. Pellerito

Ann G. Baker

Rhonda Clark Kreuer

James B. Mackie

Kristin M. Bakker

Jennifer D. Wood

Sister Joseph Marie Ruessmann

Anthony Gerard Costanzo

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

CREDIT FILE

DISCHARGEABLE DEBTS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FCBA

DEBIT CARD

FAIR CREDIT REPORTING ACT (FCRA)

BULK SALES LAW

NUISANCE FEES

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