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Richard Shea
About | Practice Areas
Sawin & Shea LLC
6100 North Keystone Ave. Suite 620 Indianapolis, IN 46220Â» view map
Bankruptcy
Quality, Compassionate Representation

Let us help you relieve stress from debt now.

800-948-4710
1. Richard Shea Indianapolis, IN
  Attorney at Law - IN, 1999
  Indiana University J.D. 1998
2. AboutSawin & Shea LLC
  Over 30 years of bankruptcy service experience.
3. Practice AreasExpertise
  Bankruptcy
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Donald Wayne Mcinnes

✓ VERIFIED

Divorce & Family Law, Collection, Estate, Real Estate, Personal Injury

Don has been exclusively practicing community association law across Indiana for almost a decade. He is a member of Community Associations Institute ... (more)

FREE CONSULTATION

CONTACT

800-903-8920

5224 S. East Street, Indianapolis, IN 46227

C. Daniel Motsinger

Corporate, Collection, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

One Indiana Square, Indianapolis, IN 46204

Martha R. Lehman

Collection, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing

CONTACT

One Indiana Square, Indianapolis, IN 46204

Todd D. Small

Child Support, Adoption, Corporate, Collection

Status: In Good Standing

CONTACT

3750 Kentucky Avenue, Indianapolis, IN 46221

Mark R. Wenzel

Business Organization, Collection, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

One Indiana Square, Indianapolis, IN 46204

Nicholas Marlon Kunz

Landlord-Tenant, Patent, Intellectual Property, Estate, Collection

Status: In Good Standing Licensed: 8 Years

CONTACT

879 Country Walk Ct, Brownsburg, IN 46112

Ronald Wayne Buchmeier

Federal Trial Practice, Collection, Bankruptcy

Status: In Good Standing

CONTACT

5326 Tracey Jo Road, Greenwood, IN 46142

Keith Robyn Hagan

Bankruptcy & Debt, Commercial Real Estate, Class Action, Collection, Divorce & Family Law

Status: In Good Standing Licensed: 13 Years

CONTACT

201 N. Illinois St., Indianapolis, IN 46204

James P White

Real Estate, Deportation, Divorce, Collection

Status: In Good Standing Licensed: 68 Years

CONTACT

530 West New York Street, Indianapolis, IN 46202

Nicolette Mendenhall

Business, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

429 N. Pennsylvania Street, Indianapolis, IN 46204

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Greenwood Collection Lawyer, Indiana

Sponsored Law Firm

Sawin & Shea LLC

SPONSORED LAWYERS

Donald Wayne Mcinnes

C. Daniel Motsinger

Martha R. Lehman

Todd D. Small

Mark R. Wenzel

Nicholas Marlon Kunz

Ronald Wayne Buchmeier

Keith Robyn Hagan

James P White

Nicolette Mendenhall

TIPS

LEGAL TERMS

NUISANCE FEES

MEANS TEST

FAIR CREDIT BILLING ACT (FCBA)

401(K) PLAN

DISCHARGE (OF DEBTS)

SECRET WARRANTY PROGRAM

FAIR CREDIT REPORTING ACT (FCRA)

BANKRUPTCY

UNDUE HARDSHIP

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