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Edward Wartman
About | Practice Areas
Edward J. Wartman & Associates
516 East 86th Avenue Merrillville, IN 46410» view map
Bankruptcy & Debt Law
Highest Quality of Legal Services

At Edward J. Wartman & Associates Our experience runs deep and our successes are numerous, yet our motivation is simple.

219-791-1520
1. Edward Wartman Merrillville, IN
  Attorney at Law-IN, 1995
  John Marshall Law School, J.D. 1995
2. AboutEdward J. Wartman & Associates
  Highest Quality of Legal Services
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Nicole A. Bennett

Banking & Finance, Corporate, Collection, Constitutional Law

Status: In Good Standing

CONTACT

1415 Eagle Ridge Drive, Schererville, IN 46375

Christopher Schmidgall

Bankruptcy & Debt, Criminal, Traffic, DUI-DWI

FREE CONSULTATION

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Six W. 73rd Avenue, Merrillville, IN 46410

Amanda Cathleen Hires

Criminal, Bankruptcy & Debt, Estate

Status: In Good Standing

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Six West 73Rd Avenue, Merrillville, IN 46410

Jessica Bentz

DUI-DWI, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

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1000 Eagleridge Drive, Highland, IN 46322

Shawn Douglas Cox

Litigation, Electronic Commerce, Health Care Other, Bankruptcy

Status: In Good Standing

CONTACT

8700 Broadway, Merrillville, IN 46410

Minh Wai

Wills & Probate, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

260 E. 90Th Drive, Merrillville, IN 46410

Kevin Michael Schmidt

Wills & Probate, Family Law, Business, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

370 West 80Th Place, Merrillville, IN 46410

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDIT FILE

See credit report.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

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Griffith Bankruptcy & Debt Lawyer, Indiana

Sponsored Law Firm

Edward J. Wartman & Associates

SPONSORED LAWYERS

Nicole A. Bennett

Christopher Schmidgall

Amanda Cathleen Hires

Jessica Bentz

Shawn Douglas Cox

Minh Wai

Kevin Michael Schmidt

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LEGAL TERMS

DEBIT CARD

GUARANTEED RESERVATION

CREDIT FILE

FORBEARANCE

REDEMPTION

C CORPORATION

ADMINISTRATIVE EXPENSES

IRS EXPENSES

PRIORITY DEBT

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