Gurnee Credit & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Laura Ladon Ellis

Wills, Elder Law, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

636 South Des Plaines River Road, Des Plaines, IL 60016

Barbara Jean Snider

Landlord-Tenant, Estate Planning, Credit & Debt, Household Mold

Status: In Good Standing Licensed: 44 Years

CONTACT

527 Meadow Dr W, Wilmette, IL 60091

Suzanne L. Walters

Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

284 Virginia Street, Crystal Lake, IL 60014

Richard J. Witry

Estate Planning, Pension & Benefits, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 48 Years

CONTACT

7835 Niles Center Rd, Skokie, IL 60077

Daniel Joseph Marovitch

Commercial Real Estate, Consumer Rights, Credit & Debt, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

909 Davis St, Evanston, IL 60201

Ira Phil Goldberg

Trusts, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

216 Higgins Road, Park Ridge, IL 60068

Joseph Lou

Real Estate, Credit & Debt, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

4001 W. Devon Ave,, Chicago, IL 60646

Andrea Dwyer

Family Law, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

1294 Yorkshire Ln, Bloomingdale, IL 60188

Andrea Gabriela Dwyer

Family Law, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

1294 Yorkshire Ln, Bloomingdale, IL 60188

Elizabeth C. Simon

Employee Rights, Civil Rights, Credit & Debt, Household Mold

Status: In Good Standing Licensed: 41 Years

CONTACT

234 Franklin Ave, River Forest, IL 60305

800-923-0641

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LEGAL TERMS

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CCCS

See Consumer Credit Counseling Service.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Gurnee Credit & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Laura Ladon Ellis

Barbara Jean Snider

Suzanne L. Walters

Richard J. Witry

Daniel Joseph Marovitch

Ira Phil Goldberg

Joseph Lou

Andrea Dwyer

Andrea Gabriela Dwyer

Elizabeth C. Simon

TIPS

LEGAL TERMS

TRADE DRESS

UNSECURED DEBT

TRADE NAME

NO-FAULT INSURANCE

CCCS

401(K) PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

PRESUMED ABUSE

WINDING UP

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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