Hamilton County, OH Bankruptcy & Debt Lawyers

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Mark E. Godbey Lawyer
Mark E. Godbey
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Mark E. Godbey

Mark E. Godbey is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.
VERIFIED
Accident & Injury, Estate Planning, Wills & Probate, Bankruptcy & Debt, Divorce & Family Law
Full-service law firm representing individuals and small business throughout Greater Cincinnati

Mark Edward Godbey is a native of Cincinnati, Ohio and owner of Godbey Law LLC. Our law firm is a full service, general practice firm, serving clients... (more)

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800-873-5610

Tonya Shur VanBenschoten Lawyer

Tonya Shur VanBenschoten

VERIFIED
Divorce & Family Law, Bankruptcy & Debt, Wills & Probate, Estate Planning, Collaborative Law

Tonya handles all aspects of family law- divorce, dissolution, separation, custody and support. She has extensive experience with each element from... (more)

Henry D. Acciani Lawyer

Henry D. Acciani

Accident & Injury, Bankruptcy & Debt, Social Security, Estate

Mr. Acciani is a personal injury attorney and founding Partner at the law offices of O’Connor, Acciani and Levy—having created the firm in 1992. ... (more)

Michael Paul Larez

Divorce, Consumer Bankruptcy
Status:  In Good Standing           

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Nick Zingarelli

Bankruptcy & Debt, Litigation, Personal Injury, Slip & Fall Accident
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Justin C. Walker

Real Estate, DUI-DWI, Criminal, Bankruptcy & Debt
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Patrick J. Conway

Foreclosure, Credit & Debt, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

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Michael Allen Brown

Land Use & Zoning, Contract, Credit & Debt, Landlord-Tenant
Status:  In Good Standing           

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John W. Rose

Real Estate, Bankruptcy, Bankruptcy & Debt
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Ryan John Ruehle

Estate Planning, Criminal, Business Organization, Bankruptcy
Status:  In Good Standing           

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.