Hammond Credit & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Hammond Credit & Debt lawyer.
Below are all Hammond Bankruptcy & Debt lawyers.

Anna Kaluzny

Accident & Injury, Bankruptcy & Debt, Other

Status: In Good Standing Licensed: 14 Years

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2105 N Dunlap, Champaign, IL 61820

Andrew Steven Erickson

Real Estate, Lawsuit & Dispute, Bankruptcy

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132 S Water St, Decatur, IL 62523

Mary Ann Midden

Student Rights, Commercial Banks, Credit & Debt, Collection

Status: In Good Standing Licensed: 46 Years

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1401 W Green St, Urbana, IL 61801

Angela Vandeventer

Collection, Estate Planning

Status: In Good Standing Licensed: 17 Years

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616 E Green St, Champaign, IL 61820

Ralph Edwin Brubaker

Civil Rights, Bankruptcy, Corporate

Status: In Good Standing Licensed: 34 Years

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504 E Pennsylvania Ave, Champaign, IL 61820

Darren Taylor

Litigation, Corporate, Banking & Finance, Collection

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201 west springfield ave, Champaign, IL 61820

Kyle Emkes

General Practice

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2101 Windsor Pl, Champaign, IL 61820

John F. Bramfeld

Federal Appellate Practice, Estate Planning, Collection, Bankruptcy

Status: In Good Standing Licensed: 47 Years

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915 W. Springfield, Champaign, IL 61821

John L. Greenleaf Jr.

Real Estate, Trusts, Estate Planning, Bankruptcy

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2456 North Main, Decatur, IL 62523

Kristin Zacheis

Health Care Other, Estate Planning, Employee Rights, Collection

Status: In Good Standing Licensed: 19 Years

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202 S. Franklin, Decatur, IL 62523

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FDCPA

See Fair Debt Collections & Practices Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Hammond Credit & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Anna Kaluzny

Andrew Steven Erickson

Mary Ann Midden

Angela Vandeventer

Ralph Edwin Brubaker

Darren Taylor

Kyle Emkes

John F. Bramfeld

John L. Greenleaf Jr.

Kristin Zacheis

TIPS

LEGAL TERMS

CREDIT FILE

SECRET WARRANTY PROGRAM

FRATERNAL BENEFIT SOCIETY BENEFITS

UNDUE HARDSHIP

FDCPA

NUISANCE FEES

NONEXEMPT PROPERTY

GARNISHMENT

TRADE DRESS

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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