Herndon Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Allison Coffee Mohon

Lawsuit & Dispute, Government, Criminal, Credit & Debt

Status: In Good Standing

CONTACT

106 Orchard Street, Hopkinsville, KY 42240

Allison Coffee Mohon

Criminal, Credit & Debt, Family Law, Trusts

Status: In Good Standing

CONTACT

106 Orchard Street, Hopkinsville, KY 42240

Craig Bartley Richardson

Credit & Debt, Social Security, Estate Planning, Elder Law

Status: In Good Standing

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215 E 21St St, Hopkinsville, KY 42240

Michael Andrew Richardson

Family Law, Divorce, Bankruptcy, Trusts

Status: In Good Standing

CONTACT

215 East 21St Street, Hopkinsville, KY 42240

Laurel Luise King

General Practice

Status: In Good Standing

CONTACT

1925 South Main Street, Hopkinsville, KY 42240

Lee Mabry Harton

Corporate, Bankruptcy, Elder Law, Trusts

Status: In Good Standing

CONTACT

1606 S Main St, Hopkinsville, KY 42241

James G Adams

Lawsuit & Dispute, Industry Specialties, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1209 S Virginia St, Hopkinsville, KY 42241

Jason Ervin Holland

Bankruptcy & Debt, Criminal, Personal Injury, Personal Injury, Civil Rights

Status: In Good Standing

CONTACT

612 S Main Street, Hopkinsville, KY 42241

Kurt Walter Anderson

Divorce & Family Law, DUI-DWI, Bankruptcy

Status: In Good Standing

CONTACT

Hopkinsville, KY 42241

Robert Elwood Ison

Divorce & Family Law, Bankruptcy & Debt, Accident & Injury, Personal Injury

Status: In Good Standing

CONTACT

612 S Main St, Hopkinsville, KY 42241

800-923-0641

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FCRA

See Fair Credit Reporting Act.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Herndon Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Allison Coffee Mohon

Allison Coffee Mohon

Craig Bartley Richardson

Michael Andrew Richardson

Laurel Luise King

Lee Mabry Harton

James G Adams

Jason Ervin Holland

Kurt Walter Anderson

Robert Elwood Ison

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

SOLE PROPRIETORSHIP

FCRA

AUTOMATIC STAY

FORBEARANCE

WORKOUT

DISPOSABLE INCOME

CREDIT BUREAU

CHAPTER 13 BANKRUPTCY

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