Highland Park Collection Lawyer, New Jersey

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Jose Torres
About | Practice Areas
Torres Legal
129 Prospect St Passaic, NJ 07055» view map
Criminal Defense & Divorce and Family Law
Competent Legal Representation

Founded in 2005, Torres Legal is a Law Firm based in Passaic, NJ whose goal is to provide individuals in need with competent legal representation.

800-761-6810
1. Jose Torres Passaic, NJ
  Attorney at Law, NJ
  Florida Coastal School of Law, LL.M. 2003
2. AboutTorres Legal
  Competent Legal Representation
3. Practice AreasExpertise
  Criminal Defense & Divorce and Family Law
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Corinne Gurski

Collection, Construction, Environmental Law, Mental Health

Status: In Good Standing

CONTACT

127 Main Street, Chatham, NJ 07928

Arun Sharma Lavine

Family Law, Divorce, Collection, Criminal

Status: In Good Standing

CONTACT

600 Lawrence Road, Lawrence Township, NJ 08648

Irwin P Rosenthal

Adoption, Business Organization, Child Support, Collection

Status: In Good Standing

CONTACT

2083 Klockner Road, Trenton, NJ 08690

Gerard Robert DeSapio

Family Law, Collection, Immigration, Child Support

Status: In Good Standing

CONTACT

26 Journal Square, Jersey City, NJ 07306

Robert Colby

Landlord-Tenant, Employment, Business, Collection

Status: In Good Standing

CONTACT

73 Church Street, New Brunswick, NJ 08901

James S. Friedman

Military & Veterans Appeals, Criminal, Collection, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

5 Elm Row, New Brunswick, NJ 08901

James Sanford Friedman

Military & Veterans Appeals, Collection, Bankruptcy

Status: In Good Standing

CONTACT

5 Elm Row, New Brunswick, NJ 08901

James Sanford Friedman

Military & Veterans Appeals, Collection, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

5 Elm Row, New Brunswick, NJ 08901

Manny Gerstein

Immigration, Family Law, Criminal, Collection

Status: In Good Standing

CONTACT

2177 Oak Tree Rd Ste 205, Edison, NJ 08817

Carl E. Zapffe

Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

30 Knightsbridge Rd, Piscataway, NJ 08854

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FCBA

See Fair Credit Billing Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Highland Park Collection Lawyer, New Jersey

Sponsored Law Firm

Torres Legal

SPONSORED LAWYERS

Corinne Gurski

Arun Sharma Lavine

Irwin P Rosenthal

Gerard Robert DeSapio

Robert Colby

James S. Friedman

James Sanford Friedman

James Sanford Friedman

Manny Gerstein

Carl E. Zapffe

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LEGAL TERMS

INTEREST

FRAUDULENT TRANSFER

DEBT COLLECTOR

ABUSE

FCBA

WINDING UP

DISCHARGEABLE DEBTS

TRADE NAME

GENERAL PARTNER

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