Hollansburg Bankruptcy & Debt Lawyer, Ohio, page 2

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Vanessa Louise Guenther

Real Estate, Family Law, Criminal, Bankruptcy
Status:  Inactive           Licensed:  40 Years

James R. O'Donnell

Real Estate, Federal Appellate Practice, Estate, Collection, Estate Planning
Status:  In Good Standing           Licensed:  58 Years

Todd Evan Bryant

Litigation, Dispute Resolution, Electronic Commerce, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  25 Years

Gregory Turner

Bankruptcy, Wills & Probate, Real Estate
Status:  In Good Standing           Licensed:  23 Years

Larry Gene Crowell

Family Law, Insurance, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  50 Years

Wayne E. Waite

Health Care Other, Corporate, Commercial Bankruptcy, Medical Malpractice
Status:  In Good Standing           

Stephen Edward Klein

Litigation, Family Law, Corporate, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  50 Years

Joel Sanford Shapiro

Litigation, Corporate, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  57 Years

Christopher L. Wesner

DUI-DWI, Reorganization, Credit & Debt, Bankruptcy
Status:  In Good Standing           Licensed:  17 Years

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CONTACT

Randal Allen Harvey

Collection, Real Estate, Estate, Bankruptcy, Estate Planning
Status:  In Good Standing           Licensed:  40 Years

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800-943-8690

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)
A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.