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Martin Hoffman
About | Practice Areas
Hoffman Larin & Agnetti, P.A.
909 N Miami Beach Blvd Suite 201 Miami, FL 33162» view map
Bankruptcy and Debt
Experience and Results Matter

Hoffman, Larin & Agnetti have offices in South Florida. We have a long list of satisfied, well-represented clients since our firm opened in 1975.

800-893-4280
1. Martin Hoffman Miami, FL
  Attorney at Law- FL, 1972
  St. John's University School of Law, J.D. 1972
2. AboutHoffman Larin & Agnetti, P.A.
  Experience and Results Matter
3. Practice AreasExpertise
  Bankruptcy and Debt
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2. Email
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7. Profile

Jerry Green

Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

7700 N Kendall Dr, Miami, FL 33156

Ansana Devi Singh

Family Law, Civil Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

9100 S Dadeland Blvd, Miami, FL 33156

Gabriel Manuel Sanchez

Elder Law, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 41 Years

CONTACT

7245 Sw 87Th Ave, Miami, FL 33173

Daniela G Sanchez

Elder Law, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

7245 Sw 87Th Ave, Miami, FL 33173

John David Linder

Commercial Real Estate, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

5825 Sw 91St St, Miami, FL 33156

Alejandra Paredes

Credit & Debt, Employee Rights, Civil Rights

Status: In Good Standing Licensed: 13 Years

CONTACT

9425 SW 72nd St, Miami, FL 33173

George James Lott

Trusts, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

8950 Sw 74Th Ct, Miami, FL 33156

Nicholas H. Felzen

Family Law, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

1360 S Dixie Hwy, Miami, FL 33146

Nicholas Henry Felzen

Family Law, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

1360 S Dixie Hwy, Miami, FL 33146

Nicholas Felzen

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

1360 S Dixie Hwy, Miami, FL 33146

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FDCPA

See Fair Debt Collections & Practices Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

COLLATERAL

Property that guarantees payment of a secured debt.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Homestead Credit & Debt Lawyer, Florida, page 3

Sponsored Law Firm

Hoffman Larin & Agnetti, P.A.

SPONSORED LAWYERS

Jerry Green

Ansana Devi Singh

Gabriel Manuel Sanchez

Daniela G Sanchez

John David Linder

Alejandra Paredes

George James Lott

Nicholas H. Felzen

Nicholas Henry Felzen

Nicholas Felzen

TIPS

LEGAL TERMS

LIEN

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT BUREAU

DISCHARGE (OF DEBTS)

DISPOSABLE INCOME

PREFERENCE

FDCPA

INTEREST

COLLATERAL

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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