Hope Bankruptcy Lawyer, Rhode Island, page 2

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Ann Marie Maccarone

Commercial Real Estate, Foreclosure, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

237 Poplar Drive, Providence, RI 02920

Arthur G. Capaldi

Immigration, Government, Estate, Bankruptcy

Status: In Good Standing

CONTACT

1035 Main St, Coventry, RI 02816

Chad A. Morrone

Real Estate, Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

275 West Natick Road, Warwick, RI 02886

Charles Garganese

Power of Attorney, Landlord-Tenant, Traffic, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

56 Pine Street, Providence, RI 02903

Charles A. Hirsch

Real Estate, Business, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

400 Reservoir Ave, Providence, RI 02907

Christopher P. Corbett

Personal Injury, Bankruptcy, Commercial Real Estate, Gay & Lesbian Rights

Status: In Good Standing

CONTACT

116 Orange St, Providence, RI 02903

Cory J. Bilodeau

Litigation, Bankruptcy

Status: In Good Standing

CONTACT

45 Mallard Way, East Greenwich, RI 02818

Courtney Alexander Harris

Government, Environmental Law Other, Business, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

40 Westminster St, Providence, RI 02903

David B. Hathaway

Litigation, Bankruptcy, Collection, Wills & Probate

Status: In Good Standing

CONTACT

469 Centerville Rd, Warwick, RI 02886

David A. Ursillo

Bankruptcy, Medical Malpractice, Accident & Injury

Status: In Good Standing

CONTACT

119 Mountaindale Road, Greenville, RI 02917

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FDCPA

See Fair Debt Collections & Practices Act.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SAMPLE LEGAL CASES

Kirshenbaum v. Fidelity Federal Bank

... In that same letter, plaintiff stated that he "wanted a discharge of the Mortgage and a notation on the Promissory Note that it was paid in full." He further indicated that it was his understanding that the Araujos were planning to declare bankruptcy and that, if he had "documents ...

Malinou v. Seattle Sav. Bank

... The Bankruptcy Court approved an amended plan; however, after decedent again failed to comply with the plan, the trustee filed a motion to dismiss the case. [3]. The decedent died in January 2003, and the bankruptcy case was dismissed the next month. ...

Pearson v. Pearson

... and the remaining balance shall be the responsibility of [Pearson], and he shall pay said balance and hold [Marion] harmless on same." Paragraph 7 also specified, seemingly predictive of later events, that "[t]hese obligations shall not be discharged in bankruptcy as it is ...

Hope Bankruptcy Lawyer, Rhode Island, page 2

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Ann Marie Maccarone

Arthur G. Capaldi

Chad A. Morrone

Charles Garganese

Charles A. Hirsch

Christopher P. Corbett

Cory J. Bilodeau

Courtney Alexander Harris

David B. Hathaway

David A. Ursillo

TIPS

LEGAL TERMS

CREDITOR

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

401(K) PLAN

REDEMPTION

FDCPA

ABUSE

NONDISCHARGEABLE DEBTS

CHAPTER 13 BANKRUPTCY

MEANS TEST

SAMPLE LEGAL CASES

Kirshenbaum v. Fidelity Federal Bank

Malinou v. Seattle Sav. Bank

Pearson v. Pearson

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