Houston County, GA Credit & Debt Lawyers

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Gregory Wayne Holt

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Criminal, Divorce & Family Law, Personal Injury, DUI-DWI, Traffic

Protect Your Rights. Protect Your Future.

Gregory Holt has over 21 years of experience as a trial attorney. Located in Cordova Square at the corner of Carl Vinson Parkway and Leverette Road in... (more)

FREE CONSULTATION

CONTACT

800-914-3981

281 Carl Vinson Pkwy., Warner Robins, GA 31095

Clarence Williams

Family Law, Criminal, DUI-DWI, Felony

Status: In Good Standing

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1200 Green Street, Warner Robins, GA 31093

Kathleen S. Grantham

Real Estate Other, Workers' Compensation, Bankruptcy, Accident & Injury

Status: In Good Standing

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403 1/2 S Pleasant Hill Rd, Warner Robins, GA 31088

John Douglas Christy

Workers' Compensation, Car Accident, Dispute Resolution, Mediation

Status: In Good Standing

FREE CONSULTATION

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909 Ball Street, Perry, GA 31069

Monica Lynne Wilburn

Child Custody, Divorce & Family Law, Business, Personal Injury

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12209 Emelita St, Warner Robins, GA 31095

David Gladston Daniell

Criminal, Wrongful Death, Personal Injury, Accident & Injury

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104 Whiting Way, Warner Robins, GA 31088

Bonnie Michelle Smith

Commercial Real Estate, Real Estate, Divorce & Family Law, Business

Status: In Good Standing Licensed: 23 Years

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David Paul Hulbert

Commercial Real Estate, Wills, Criminal, Banking & Finance

Status: In Good Standing

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909 Ball Street, Perry, GA 31069

Rabb Wilkerson

Family Law, Divorce, DUI-DWI, Insurance

Status: In Good Standing

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151 S. Houston Lake Rd, Warner Robins, GA 31088

John Walker Hulbert

Real Estate, Agriculture, Criminal, Banking & Finance

Status: In Good Standing

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909 Ball Street, Perry, GA 31069

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

... with CSA-Credit Solutions of America, Inc. (CSA), a Texas corporation, which provided for CSA to assist the Moons in negotiating or adjusting debts they owed to their creditors for less than the amount owed. The Moons sued CSA in Georgia claiming that the debt adjustment ...

Associated Credit Union v. Pinto

... Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses' lender, in accordance with the payoff statement for the ... that at the time Pinto filed his complaint, he no longer owned the property at issue, and the deed to secure debt at issue ...

Holland v. Holland

... Under these circumstances, it is clear that the line of credit constituted a "debt on the Lake House" within the plain language of the post-nuptial agreement. ... The record also clearly shows that the third line of credit was simply a continuation of that same debt. ...

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Houston County, GA Credit & Debt Lawyers

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Gregory Wayne Holt

Clarence Williams

Kathleen S. Grantham

John Douglas Christy

Monica Lynne Wilburn

David Gladston Daniell

Bonnie Michelle Smith

David Paul Hulbert

Rabb Wilkerson

John Walker Hulbert

TIPS

LEGAL TERMS

SETOFF

GENERAL PARTNER

LIMITED PARTNERSHIP

REDEMPTION

UNDUE HARDSHIP

COLLATERAL

CREDIT BUREAU

LOSS DAMAGE WAIVER (LDW)

DISCHARGEABLE DEBTS

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

Associated Credit Union v. Pinto

Holland v. Holland

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