Houston Credit & Debt Lawyer, Texas, page 6

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
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Neal M. Kaminsky

Commercial Real Estate, Business & Trade, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

1221 Mckinney St, Houston, TX 77010

Joshua P. Agrons

Oil & Gas, Business & Trade, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

1301 Mckinney St, Houston, TX 77010

Timothy M. Mcdaniel

Construction, Litigation, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

2520 Caroline St, Houston, TX 77004

Douglas D. D'arche

Construction, Litigation, Aviation, Credit & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

6120 Clyde St, Houston, TX 77007

Susan Tran

Business & Trade, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

2502 La Branch St, Houston, TX 77004

Andrew James Cobos

Administrative Law, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

711 W Alabama St, Houston, TX 77006

Benjamin Joseph Lusky

Real Estate, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

3417 Mercer Street, Houston, TX 77027

John Cabell Acree

Antitrust, Credit & Debt, Environmental Law Other, Employee Rights

Status: In Good Standing Licensed: 39 Years

CONTACT

2727 North Loop W, Houston, TX 77008

James E. Cuellar

Litigation, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

440 Louisiana St, Houston, TX 77002

Bennett Greg Fisher

Construction, International Other, Employee Rights, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

24 Greenway Plaza, Houston, TX 77046

800-923-0641

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Houston Credit & Debt Lawyer, Texas, page 6

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Neal M. Kaminsky

Joshua P. Agrons

Timothy M. Mcdaniel

Douglas D. D'arche

Susan Tran

Andrew James Cobos

Benjamin Joseph Lusky

John Cabell Acree

James E. Cuellar

Bennett Greg Fisher

TIPS

LEGAL TERMS

BULK SALES LAW

CREDIT COUNSELING

NUISANCE FEES

FORBEARANCE

PRIORITY DEBT

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

SECRET WARRANTY PROGRAM

CREDITOR

CREDIT REPORT

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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