Houston Workout Lawyer, Texas

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Colleen  McClure Lawyer

Colleen McClure

VERIFIED
Juvenile Law, Estate Planning, Bankruptcy, Construction, Personal Injury

I am a Christian Attorney diligently working to take care of my client's cases that have been entrusted to me. At my office the client always comes ... (more)

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CONTACT

800-796-8960

Morley Chenail Diment Lawyer

Morley Chenail Diment

VERIFIED
Bankruptcy & Debt, Credit & Debt, Tax

Specializing in navigating the complex legal issues present in consumer and corporate asset & debt cases. Our firm assists clients both statewide and ... (more)

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832-400-2180

Brett Michael Hill Lawyer

Brett Michael Hill

VERIFIED
Accident & Injury, Personal Injury, Business & Trade, Consumer Bankruptcy

Brett Hill is an attorney based in Houston, Texas representing clients in a variety of cases. While dedicating himself to the academic rigors required... (more)

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CONTACT

512-842-6593

Vicky M. Fealy Lawyer

Vicky M. Fealy

VERIFIED
Bankruptcy & Debt, Bankruptcy, Credit & Debt, Consumer Bankruptcy, Reorganization

Houston bankruptcy attorney Vicky Fealy, is board certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization. She has for more th... (more)

FREE CONSULTATION 

CONTACT

800-889-6371

Marc J. Magids Lawyer

Marc J. Magids

VERIFIED
Bankruptcy & Debt, Estate, Business

Marc J. Magids is Of Counsel with De Lange Hudspeth. For more than 30 years Marc was associated with Zukowski, Bresenhan & Piazza LLP. Marc is a proud... (more)

Eric Stephen Southward Lawyer

Eric Stephen Southward

VERIFIED
Bankruptcy & Debt, Credit & Debt, Collection

I am a member of the State Bar of Indiana and admitted to practice in the Southern District of Texas, Northern District of Illinois, and the Northern ... (more)

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CONTACT

713-974-8099

Nhan Huynh Nguyen Lawyer

Nhan Huynh Nguyen

Accident & Injury, Elder Law, Banking & Finance, Credit & Debt

Nhan Nguyen, MD, JD, MSF has been serving injured clients for over 13 years. With extensive knowledge of both law, medicine and business finance, lead... (more)

Jeffrey N. Todd Lawyer

Jeffrey N. Todd

VERIFIED
Natural Resources, Medical Malpractice, Insurance, Government, Consumer Bankruptcy
Admitted to practice in Texas, New York, New Jersey and Georgia. Committed to truth and justice.

Jeff Todd has a broad range of legal experience and has practiced law in numerous jurisdictions and settings. Upon graduating from law school, he prac... (more)

FREE CONSULTATION 

CONTACT

800-736-0920

Jeffrey N. Todd Lawyer

Jeffrey N. Todd

VERIFIED
Natural Resources, Medical Malpractice, Insurance, Government, Consumer Bankruptcy
Admitted to practice in Texas, New York, New Jersey and Georgia. Committed to truth and justice.

Jeff Todd has a broad range of legal experience and has practiced law in numerous jurisdictions and settings. Upon graduating from law school, he prac... (more)

FREE CONSULTATION 

CONTACT

832-243-4953

John M. Black

Mass Torts, Environmental Law, Business, Consumer Bankruptcy, Personal Injury
Status:  In Good Standing           

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)
A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.