Hufsmith Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
F.A.Q. | Contact Us
The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
3. Contact UsEmail or Call 24/7
  Timing is often critical and you really need to seek advice early.
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Andrew Jeb Bolton

Commercial Real Estate, Estate Planning, Family Law, Elder Law, Consumer Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

724 W. Main Street, Tomball, TX 77375

Rick L. Hawks

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

Hufsmith, TX 77377

Donald Michael Stull

Construction, Litigation, Family Law, Credit & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

312 High St, Tomball, TX 77375

Jason Alexander Hawks

International Other, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

Hufsmith, TX 77377

Fredreck S Hudgens

Credit & Debt, Personal Injury, Employee Rights, Construction

Status: In Good Standing Licensed: 22 Years

CONTACT

Hufsmith, TX 77377

Rick Hawks

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

Hufsmith, TX 77377

Patrick D. Devine

Traffic, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

Pinehurst, TX 77362

Patrick D. Devine

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

Pinehurst, TX 77362

Patrick Lee Hoskins

Business & Trade, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

Hufsmith, TX 77377

Joseph P. Cannon

Juvenile Law, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

6614 Barronton Dr, Spring, TX 77389

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT FILE

See credit report.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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Hufsmith Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Andrew Jeb Bolton

Rick L. Hawks

Donald Michael Stull

Jason Alexander Hawks

Fredreck S Hudgens

Rick Hawks

Patrick D. Devine

Patrick D. Devine

Patrick Lee Hoskins

Joseph P. Cannon

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LEGAL TERMS

TRADE NAME

ACCORD AND SATISFACTION

CREDIT FILE

NO-FAULT INSURANCE

SETOFF

ABUSE

CREDIT INSURANCE

CURRENT MONTHLY INCOME

401(K) PLAN

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