Ionia County, MI Collection Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Karen A. Constantine

Divorce & Family Law, Criminal, Landlord-Tenant, Wills & Probate, Real Estate

Status: In Good Standing Licensed: 28 Years

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1201 South State Street, Ionia, MI 48846

Thomas Warren Chadwick

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Status: In Good Standing Licensed: 23 Years

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Erin Elaine Weller

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Jo Anne Hinds

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Evonne G. Ulmer

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Walter J. Downes

Real Estate, Wills & Probate, Family Law, Criminal

Status: In Good Standing Licensed: 39 Years

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174 E Adams St, Ionia, MI 48846

David A. Mierendorf

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Status: In Good Standing Licensed: 33 Years

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Eric E. Matwiejczyk

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Status: In Good Standing Licensed: 32 Years

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William J. Dixon

Elder Law, Civil & Human Rights, Business

Status: In Good Standing Licensed: 31 Years

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1104 3Rd Ave, Lake Odessa, MI 48849

Jeffrey M. Winters

General Practice

Status: In Good Standing Licensed: 30 Years

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746 Ridgewood Dr, Ionia, MI 48846

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FCRA

See Fair Credit Reporting Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Ionia County, MI Collection Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Karen A. Constantine

Thomas Warren Chadwick

Erin Elaine Weller

Jo Anne Hinds

Evonne G. Ulmer

Walter J. Downes

David A. Mierendorf

Eric E. Matwiejczyk

William J. Dixon

Jeffrey M. Winters

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LEGAL TERMS

NUISANCE FEES

SETOFF

COLLATERAL

CHAPTER 7 BANKRUPTCY

UNSECURED DEBT

FCRA

TRUTH IN LENDING ACT (TILA)

MEETING OF CREDITORS

PREFERENCE

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