Iosco County, MI Reorganization Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Ann Victoria Hopcroft

Social Security, Elder Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

Oscoda, MI 48750

James A. Bacarella

Family Law, Divorce & Family Law, Criminal, Accident & Injury

Status: In Good Standing Licensed: 32 Years

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1228 E Us 23, East Tawas, MI 48730

Christine M. Brzezinski

Estate Planning, Family Law, Guardianships & Conservatorships, Children's Rights

Status: In Good Standing Licensed: 41 Years

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415 E Main St, Hale, MI 48739

Keith E. Moir

Family Law, Criminal, Civil & Human Rights, Accident & Injury

Status: In Good Standing Licensed: 41 Years

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116 W. State Street, East Tawas, MI 48730

John M. Freel

Litigation, Insurance, Business

Status: In Good Standing Licensed: 32 Years

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540 West Lake St., Tawas City, MI 48763

Timothy R. Freel

Other, Real Estate, Personal Injury, Legal Malpractice

Status: In Good Standing Licensed: 30 Years

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211 Newman St, East Tawas, MI 48730

James L. Szafran

Government

Status: In Good Standing Licensed: 41 Years

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8096 Campbell Ave, Hale, MI 48739

Nichol J. Palumbo

General Practice

Status: In Good Standing Licensed: 26 Years

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450 W Lake St, Tawas City, MI 48763

Jerry L. Schmidt

Agriculture, Labor Law, Family Law, Elder Law

Status: In Good Standing Licensed: 51 Years

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East Tawas, MI 48730

Jean G Howard

General Practice

Status: In Good Standing Licensed: 44 Years

CONTACT

9807B Minnesota St, Oscoda, MI 48750

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Iosco County, MI Reorganization Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Ann Victoria Hopcroft

James A. Bacarella

Christine M. Brzezinski

Keith E. Moir

John M. Freel

Timothy R. Freel

James L. Szafran

Nichol J. Palumbo

Jerry L. Schmidt

Jean G Howard

TIPS

LEGAL TERMS

CCCS

GARNISHMENT

CREDIT BUREAU

TRUTH IN LENDING ACT (TILA)

FRATERNAL BENEFIT SOCIETY BENEFITS

LIEN

NO-FAULT INSURANCE

FAIR CREDIT BILLING ACT (FCBA)

ADMINISTRATIVE EXPENSES

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